8829 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8829 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,859 sqft · built 1943
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Mar 2023)
Tax Bill	$9,333 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4638-12`

Property Details

APN / Parcel Number

Primary APN	`43A-4638-12`
Alternative APN	`043A-4638-012-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,859 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Street Address	8829 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00012 BLK: AR: 043A PAGE: 4638
Legal Subdivision	TOLER HEIGHTS
Legal Block	E
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8829 THERMAL ST, OAKLAND, CA 94605-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN EXCHANGE LLC
Mar 25, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage DAS ACQUISITION
Mar 21, 2023	Grant Deed, Transfer · Commercial Mortgage US BANK NA
Feb 1, 2018	Deed of Trust, Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Nov 30, 2001 · Amount on Record
Deed Document Number	202332607
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000039778
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8829 THERMAL ST, OAKLAND, CA 94605-4019
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8829 THERMAL ST, OAKLAND, CA 94605-4019

Mortgage

Document Number	0000027188
Date	Feb 26, 2026
Instrument	2026027188

Lender

Name	LOAN EXCHANGE LLC
Type	Mortgage Company
Address	333 CITY BLVD W STE 1700, ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 25, 2024
Property Address	8829 THERMAL ST, OAKLAND, CA 94605-4019
Document Number	0000039778
Map Reference	MB 23 PG 34
Instrument Date	Mar 11, 2024
Instrument	2024039778
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	NOT AVAILABLE, FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8829 THERMAL ST, OAKLAND, CA 94605-4019

Mortgage

Document Number	0000039779
Date	Mar 25, 2024
Instrument	2024039779

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 21, 2023
Property Address	8829 THERMAL ST, OAKLAND, CA 94605-4019
Document Number	0000032607
Map Reference	MB 23 PG 34
Instrument Date	Mar 15, 2023
Instrument	2023032607
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,935.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 WILLIAM ST APT 120, 120, OAKLAND, CA 94612-1084

Mortgage

Document Number	0000032609
Date	Mar 21, 2023
Instrument	2023032609

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000032608
Date	Mar 21, 2023
Instrument	2023032608

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8829 THERMAL ST, OAKLAND, CA 94605-4019
Document Number	0000029717
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8829 THERMAL ST OAKLAND CA 946054019, OAKLAND, CA 94605-4019

Mortgage

Document Number	0000029717
Date	Feb 7, 2018
Instrument	29717

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,965 (+2.02%) Land $176,689 Building $412,276
2025	$9,333.00 (+3.97%) Homeowner's exemption	$570,421 (+36.19%) Land $173,226 Building $404,195
2024	$8,977.00 (+19.3%)
2023	$7,525.00 Homeowner's exemption	$418,855 Land $125,656 Building $293,199	$490,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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