8801 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8801 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,280 sqft · built 1925
Lot Size	0.113 acres (4,940 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jun 2023)
Tax Bill	$9,599 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4638-8`

Property Details

APN / Parcel Number

Primary APN	`43A-4638-8`
Alternative APN	`043A-4638-008-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1975
Architectural Style	Other
Construction Type	Wood
Lot Area	4,940 sqft (0.113 acres)

Location & Zoning

Street Address	8801 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:E SUBD:TOLER HEIGHTS
Legal Subdivision	TOLER HEIGHTS
Legal Block	E
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	532 SAN MATEO AVE, SAN BRUNO, CA 94066-4325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Oct 8, 2020
Deed Document Number	2023070986
Record Updated	Jun 7, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 22, 2023
Property Address	8801 THERMAL ST, OAKLAND, CA 94605-4019
Document Number	0000070986
Map Reference	MB 23 PG 34
Instrument Date	Jun 15, 2023
Instrument	2023070986
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8801 THERMAL ST, OAKLAND, CA 94605-4019

Mortgage

Document Number	0000070987
Date	Jun 22, 2023
Instrument	2023070987

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8801 THERMAL ST, OAKLAND, CA 94605-4019
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 THERMAL ST, OAKLAND, CA 94605-4019

Mortgage

Document Number	0000189147
Date	May 19, 2021
Instrument	2021189147

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8801 THERMAL ST, OAKLAND, CA 94605-4019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102161
Date	May 31, 2019
Instrument	2019102161

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Non-Lending Institution
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 8, 2020
Property Address	8801 THERMAL ST, OAKLAND, CA 94605-4019
Document Number	0000265621
Instrument Date	May 20, 2020
Instrument	265621
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8801 THERMAL ST OAKLAND CA 946054019, OAKLAND, CA 94605-4019

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8801 THERMAL ST, OAKLAND, CA 94605-4019
Document Number	0000241359
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 THERMAL ST OAKLAND CA 946054019, OAKLAND, CA 94605-4019

Mortgage

Document Number	0000241359
Date	Nov 1, 2017
Instrument	241359

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2032

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,599.00 (+90.83%)	$598,230 (+146.56%) Land $179,469 Building $418,761
2023	$5,030.00 (+3.8%) Homeowner's exemption	$242,631 (+2%) Land $72,789 Building $169,842
2022	$4,846.00 Homeowner's exemption	$237,875 Land $71,362 Building $166,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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