8812 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8812 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,798 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$273,248 (Dec 2019)
Tax Bill	$1,304 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.323`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.323`
Alternative APN	`306290`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	506 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306290
Street Address	8812 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003323
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 10-B CORR
Legal Lot Number	1
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8812 Ryan Ridge Loop is owned and occupied by two individuals who bought it in December 2019.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8812 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Oct 7, 2019 · Amount on File
Deed Book / Page	5327 / 324
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Dec 31, 2019
Property Address	8812 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831
Document Number	0053270324
Book / Page	5327 / 0324
Map Reference	MB 56 PG 90
Instrument Date	Dec 10, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 S 8TH ST, 404, OPELIKA, AL 36801-4946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8812 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831

Mortgage

Document Number	0005327326
Date	Dec 31, 2019
Instrument	5327/326

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 8812 Ryan Ridge Loop was $1,304 with a disabled person's exemption, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,304.00 (-0.53%)
2025	$1,311.00 Disabled Person's exemption	$31,330 Land $4,000 Building $27,330	$313,300 Land $40,000 Building $273,300
2023	$1,176.00 (+65.17%) Disabled Person's exemption	$28,110 (+17.52%) Land $4,000 Building $24,110	$281,100 (+17.52%) Land $40,000 Building $241,100
2022	$712.00 Disabled Person's exemption	$23,920 Land $4,000 Building $19,920	$239,200 Land $40,000 Building $199,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8812 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8812 Ryan Ridge Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20