Mesa County property record for 882 Elberta Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,752 sqft · built 2006 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Aug 2024) |
| Tax Bill | $2,708 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-071-30-006 |
| Primary APN | 2697-071-30-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 3,506 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 1,453 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 202 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R007198 |
|---|---|
| Street Address | 882 ELBERTA DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W AND AN UND INT IN OUTLOT A - 0.31AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ORCHARD RIDGE SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1503 |
882 Elberta Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Mesa County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 882 ELBERTA DR, FRUITA, CO 81521-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Mar 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on File |
| Deed Sale | Aug 28, 2024 · Amount on File |
| Prior Sale | Oct 2, 2006 · Amount on File |
| Deed Document Number | 20243102573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 882 ELBERTA DR, FRUITA, CO 81521-8418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 882 ELBERTA DR, FRUITA, CO 81521-8418 |
| Document Number | 0003151394 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 3151394 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 882 ELBERTA DR, FRUITA, CO 81521-8418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003058486 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 3058486 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 882 ELBERTA DR, FRUITA, CO 81521-8418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002955469 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2955469 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 882 ELBERTA DR, FRUITA, CO 81521-8418 |
| Document Number | 0002896906 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 882 ELBERTA DR FRUITA CO 815218418, FRUITA, CO 81521-8418 |
| Document Number | 0002896906 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2896906 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2034 |
The 2025 property tax bill for 882 Elberta Dr was $2,708, up 3.4% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,708.00 (+3.36%) | $32,510 (+1.72%) Land $8,560 Building $23,950 | $520,160 Land $137,000 Building $383,160 |
| 2024 | $2,620.00 (+0.54%) | $31,960 (-) Land $5,890 Building $26,070 | |
| 2023 | $2,606.00 (+14.55%) | $31,960 (+16.47%) Land $5,890 Building $26,070 | $477,000 Land $87,870 Building $389,130 |
| 2022 | $2,275.00 | $27,440 Land $4,170 Building $23,270 | |
| 2021 | $394,820 Land $60,000 Building $334,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 882 Elberta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 882 Elberta Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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