Mesa County property record for 863 Elberta Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,831 sqft · built 2006 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,900 (May 2017) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-071-31-008 |
| Primary APN | 2697-071-31-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| Gross Area | 2,531 sqft |
| 1st Floor Area | 1,831 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Porch | Slab |
| Porch Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R007213 |
|---|---|
| Street Address | 863 ELBERTA DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-8417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 3 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W AND AN UND INT IN OUTLOT A - 0.24AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ORCHARD RIDGE SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1503 |
Source: Mesa County records · APN 2697-071-31-008
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 15, 2022 | Beneficiary Deed, Transfer |
| Nov 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| May 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 20172801806 |
| Last Transfer Date | Dec 15, 2022 |
| Transfer Doc | 0003051758 |
| Record Updated | Jun 08, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Dec 15, 2022 |
| Property Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0003051758 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 3051758 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0003006504 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 3006504 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0002816918 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 863 ELBERTA DR FRUITA CO 815218417, FRUITA, CO 81521-8417 |
| Document Number | 0002816918 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2816918 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | FRUITA, CO 81521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 09, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 31, 2017 |
| Property Address | 863 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0002801806 |
| Instrument Date | May 30, 2017 |
| Instrument | 2801806 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 863 ELBERTA DR FRUITA CO 815218417, FRUITA, CO 81521-8417 |
| Document Number | 2801808 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2801808 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 (+7.08%) | $30,140 (+5.38%) Land $8,560 Building $21,580 | $482,240 (+12.98%) Land $137,000 Building $345,240 |
| 2024 | $2,345.00 (+0.56%) | $28,600 (-) Land $5,820 Building $22,780 | |
| 2023 | $2,332.00 (+9.9%) | $28,600 (+11.72%) Land $5,820 Building $22,780 | $426,840 (+15.89%) Land $86,810 Building $340,030 |
| 2022 | $2,122.00 | $25,600 Land $4,170 Building $21,430 | |
| 2021 | $368,330 Land $60,000 Building $308,330 |
Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080770015031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 192 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | UTE WCD serves 92,580 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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