902 Elberta Dr, Fruita, CO 81521 Property Records

Mesa County property record for 902 Elberta Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,429 sqft · built 2006
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Jan 2022)
Tax Bill$2,801 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2697-071-30-003

Property Details

APN / Parcel Number

Primary APN2697-071-30-003
Alternative APN
  • R007195

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,429 sqft Living Area
Gross Area3,009 sqft
1st Floor Area1,300 sqft
Upper Floors Area1,129 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area580 sqft
PorchOpen/Unfinished Porch
Porch Area202 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR007195
Street Address902 ELBERTA DR
CityFRUITA
StateCO
Zip81521-8414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 2 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W AND AN UND INT IN OUTLOT A - 0.37AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionORCHARD RIDGE SUBDIVISION
Legal Block2
Legal Lot Number3
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1016
Census Tract1503

Owner

Source: Mesa County records · APN 2697-071-30-003

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 ELBERTA DR, FRUITA, CO 81521-8414
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 23, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2022 · Amount on Record
Deed SaleJan 27, 2022 · Amount on Record
Prior SaleApr 23, 2018 · Amount on Record
Deed Document Number20223017601
Prior Transfer DateMay 06, 2010
Prior Transfer Doc0002532094
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateJan 27, 2022
Property Address902 ELBERTA DR, FRUITA, CO 81521-8414
Document Number0003017601
Instrument DateJan 27, 2022
Instrument3017601
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$54.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 ELBERTA DR, 902, FRUITA, CO 81521-8414

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address902 ELBERTA DR, FRUITA, CO 81521-8414

Mortgage

Document Number0003017602
DateJan 27, 2022
Instrument3017602
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address902 ELBERTA DR, FRUITA, CO 81521-8414
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002888328
DateJul 23, 2019
Instrument2888328
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateApr 23, 2018
Property Address902 ELBERTA DR, FRUITA, CO 81521-8414
Document Number0002838019
Instrument DateApr 20, 2018
Instrument2838019
Transaction TypeTransfer
Record UpdatedMar 01, 2022
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address902 ELBERTA DR, FRUITA, CO 81521-8414

Mortgage

Document Number0002838020
DateApr 23, 2018
Instrument2838020
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,801.00 (+2.94%)$33,620 (+1.3%) Land $8,560 Building $25,060$538,030 (+8.61%) Land $137,000 Building $401,030
2024$2,721.00 (+0.52%)$33,190 (-) Land $5,910 Building $27,280
2023$2,707.00 (+14.36%)$33,190 (+16.25%) Land $5,910 Building $27,280$495,400 (+20.59%) Land $88,210 Building $407,190
2022$2,367.00$28,550 Land $4,170 Building $24,380
2021$410,830 Land $60,000 Building $350,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), as of January 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080770015031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0139791, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemUTE WCD
serves 92,580 people
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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