Cass County property record for 8816 Lost River Rd, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,524 sqft · built 2019 |
| Lot Size | 0.519 acres (22,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,268 (Nov 2019) |
| Tax Bill | $6,489 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Oct 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-2800-00050-000 |
| Primary APN | 15-2800-00050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,647 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 142 sqft |
| Patio Area | 77 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8816 LOST RIVER RD |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 5 BLOCK: 1 ADDITION: LOST RIVER ADDITION ADDITIONAL: LOST RIVER ADDITION LT 5 BLK 1 **4-25-17 PLATTED FRM |
| Legal Subdivision | LOST RIVER SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40503 |
8816 Lost River Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Cass County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8816 LOST RIVER RD, HORACE, ND 58047-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK |
| Oct 17, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST INT'L BK |
| Jul 11, 2019 | Warranty Deed, Transfer PLAINS TITLE LLC |
| Jul 2, 2019 | Warranty Deed, Transfer TITLE COMPANY LLC, TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Jul 11, 2019 · Amount on File |
| Deed Document Number | 20191576633 |
| Prior Transfer Date | Jun 27, 2019 |
| Prior Transfer Doc | 0001565678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Nov 12, 2019 |
| Property Address | 8816 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001576633 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 1576633 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8816 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001576634 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 1576634 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Oct 17, 2019 |
| Property Address | 8816 LOST RIVER RD, HORACE, ND 58047-9742 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 1574431 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2019 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1815 38TH ST S FARGO ND 581034443, FARGO, ND 58103-4443 |
| Document Number | 0001574431 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 1574431 |
| Name | FIRST INT'L BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 16, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jul 11, 2019 |
| Property Address | 8816 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001566278 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 1566278 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | PLAINS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1815 38TH ST S FARGO ND 581034443, FARGO, ND 58103-4443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jul 2, 2019 |
| Property Address | 8816 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001565678 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 1565678 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | TITLE COMPANY LLC, TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 435 MAIN AVE E WEST FARGO ND 580781936, WEST FARGO, ND 58078-1936 |
The 2025 property tax bill for 8816 Lost River Rd was $6,489.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,489.00 | $310,100 Land $53,950 Building $256,150 | $620,200 Land $107,900 Building $512,300 |
| 2023 | $7,016.00 | $281,950 Land $43,150 Building $238,800 | $563,900 Land $86,300 Building $477,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8816 Lost River Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8816 Lost River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 86% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 1,250 / 250 |
| Sparklight Fiber | 1,000 / 50 |
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