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8808 Lost River Rd, Horace, ND 58047 Property Records

Cass County property record for 8808 Lost River Rd, Horace, ND 58047

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,830 sqft · built 2020
Lot Size0.488 acres (21,290 sqft)
Owner2 Individual Names on Record
Last Sale$577,127 (Nov 2021)
Tax Bill$11,680 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2020 Mortgage
+ 6 more
Flood ZoneZone X (reduced by levee)
APN15-2800-00030-000

Property Details

APN / Parcel Number

Primary APN15-2800-00030-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
Basement Area1,690 sqft
Unfinished Basement1,690 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,290 sqft (0.488 acres)
Garage TypeAttached
Garage Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address8808 LOST RIVER RD
CityHORACE
StateND
Zip58047-9742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 3 BLOCK: 1 ADDITION: LOST RIVER ADDITION ADDITIONAL: LOST RIVER ADDITION LT 3 BLK 1 **4-25-17 PLATTED FRM
Legal SubdivisionLOST RIVER ADDITION
Legal Block1
Legal Lot Number3
JurisdictionCASS ND
Township / Civil DivisionHORACE
Census Block Group1
Census Block1024
Census Tract40503

Owner

Source: Cass County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8808 LOST RIVER RD, HORACE, ND 58047-9742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 20, 2020Deed of Trust, Mortgage · Commercial Mortgage
RAMSEY NATIONAL BANK
Jul 9, 2020Warranty Deed, Transfer
PLAINS TITLE LLC
Jun 26, 2020Warranty Deed, Transfer
FM TITLE
May 8, 2019Warranty Deed, Transfer
PLAINS TITLE LLC
Jul 16, 2018Quit Claim Deed, Transfer
FM TITLE
Jul 2, 2018Warranty Deed, Transfer
PLAINS TITLE LLC
Mar 9, 2018Quit Claim Deed, Transfer
PLAINS TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleJul 9, 2020 · Amount on Record
Deed Document Number20211651797
Prior Transfer DateJun 24, 2020
Prior Transfer Doc0001595393
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateNov 18, 2021
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001651797
Instrument DateNov 15, 2021
Instrument1651797
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 8, 2021
Title CompanyNORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8808 LOST RIVER RD, HORACE, ND 58047-9742

Mortgage

Document Number0001651798
DateNov 18, 2021
Instrument1651798
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001602367
DateAug 20, 2020
Instrument1602367
Lender
NameRAMSEY NATIONAL BANK
TypeBank
AddressFARGO, ND 58104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueAug 20, 2021

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJul 9, 2020
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001597004
Instrument DateJul 9, 2020
Instrument1597004
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyPLAINS TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1133 HARWOOD DR S #A FARGO ND 581044621, A, FARGO, ND 58104-4621

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJun 26, 2020
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001595393
Instrument DateJun 24, 2020
Instrument1595393
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyFM TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address435 MAIN AVE E WEST FARGO ND 580781936, WEST FARGO, ND 58078-1936

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateMay 8, 2019
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001561693
Instrument DateMay 6, 2019
Instrument1561693
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyPLAINS TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address435 MAIN AVE E WEST FARGO ND 580781936, WEST FARGO, ND 58078-1936

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS ND
Recording DateJul 16, 2018
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001542331
Instrument DateJul 12, 2018
Instrument1542331
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyFM TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3168 41ST ST S #1 FARGO ND 581047741, 1, FARGO, ND 58104-7741

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJul 2, 2018
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001541063
Instrument DateJun 29, 2018
Instrument1541063
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyPLAINS TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 203 MOORHEAD MN 565610203, MOORHEAD, MN 56561-0203

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS ND
Recording DateMar 9, 2018
Property Address8808 LOST RIVER RD, HORACE, ND 58047-9742
Document Number0001532706
Instrument DateMar 9, 2018
Instrument1532706
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyPLAINS TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address435 MAIN AVE E WEST FARGO ND 580781936, WEST FARGO, ND 58078-1936

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityHorace City
Unified School DistrictWest Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,680.00 (+12.75%)$354,050 (+43.86%) Land $53,000 Building $301,050$708,100 (+43.86%) Land $106,000 Building $602,100
2023$10,359.00$246,100 Land $42,400 Building $203,700$492,200 Land $84,800 Building $407,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 86% of North Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HORACE
serves 1,641 people · EPA ID ND0900488
Water SourcePurchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dickey Rural Telephone Cooperative
Fiber		2,500 / 2,500
Midco
Cable		1,250 / 250
Sparklight
Fiber		1,000 / 50

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