Cass County property record for 8804 Lost River Rd, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,170 sqft · built 2021 |
| Lot Size | 0.449 acres (19,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $648,311 (Nov 2021) |
| Tax Bill | $11,190 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-2800-00020-000 |
| Primary APN | 15-2800-00020-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,170 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 19,562 sqft (0.449 acres) |
| Garage Type | Attached |
| Garage Area | 906 sqft |
| Street Address | 8804 LOST RIVER RD |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 2 BLOCK: 1 ADDITION: LOST RIVER ADDITION ADDITIONAL: LOST RIVER ADDITION LT 2 BLK 1 **4-25-17 PLATTED FRM |
| Legal Subdivision | LOST RIVER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40503 |
8804 Lost River Rd is owned and occupied by an individual who bought it in November 2021.
Source: Cass County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8804 LOST RIVER RD, HORACE, ND 58047-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit RAMSEY NATIONAL BANK |
| Nov 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage IMAGINE HOME LENDING LLC |
| Feb 5, 2021 | Warranty Deed, Transfer PLAINS TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on File |
| Deed Sale | Nov 16, 2021 · Amount on File |
| Prior Sale | Feb 5, 2021 · Amount on File |
| Deed Document Number | 20211651522 |
| Prior Transfer Date | Feb 4, 2021 |
| Prior Transfer Doc | 0001621661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 8804 LOST RIVER RD, HORACE, ND 58047-9742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001626483 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 1626483 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Dec 8, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Nov 16, 2021 |
| Property Address | 8804 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001651522 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 1651522 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | PLAINS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8804 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001651523 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 1651523 |
| Name | IMAGINE HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Feb 5, 2021 |
| Property Address | 8804 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001621661 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 1621661 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | PLAINS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 MAIN AVE E, WEST FARGO, ND 58078-1936 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 8804 Lost River Rd was $11,190.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,190.00 | $337,450 Land $54,750 Building $282,700 | $674,900 Land $109,500 Building $565,400 |
| 2023 | $9,970.00 | $232,800 Land $43,800 Building $189,000 | $465,600 Land $87,600 Building $378,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8804 Lost River Rd in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8804 Lost River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 86% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 1,250 / 250 |
| Sparklight Fiber | 1,000 / 50 |
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