Sacramento County property record for 8815 Bluff Ln, Fair Oaks, CA 95628
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,914 sqft · built 1976 |
| Lot Size | 0.278 acres (12,107 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2002) |
| Tax Bill | $4,497 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0630-002-0003 |
| Primary APN | 246-0630-002-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 953 sqft |
| 2nd Floor Area | 961 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 12,107 sqft (0.278 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8815 BLUFF LN |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6485 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RD-10 (PC) |
| Legal Description | LOT 2-B CONDOMINIUM PROJECT THE BLUFFS BK 750529PG 746 PHASE 2 014015 |
| Legal Subdivision | CURRAGH DOWNS |
| Legal Block | 2B |
| Legal Lot Number | 2-B |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 8006 |
8815 Bluff Ln, a condominium, is owned and occupied by an individual who acquired it in August 2003.
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8815 BLUFF LN, FAIR OAKS, CA 95628-6485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SAFE CU |
| Jul 24, 2017 | Deed of Trust, Mortgage · Line of Credit SAFE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2002 · Amount on File |
| Deed Sale | Jun 28, 2002 · Amount on File |
| Deed Book / Page | 20020628 / 1840 |
| Last Transfer Date | Aug 4, 2003 |
| Transfer Doc | 2003003341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8815 BLUFF LN, FAIR OAKS, CA 95628-6485 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 8815 BLUFF LN, FAIR OAKS, CA 95628-6485 |
| Document Number | 2021092801696 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021092801696 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8815 BLUFF LN, FAIR OAKS, CA 95628-6485 |
| Document Number | 1708011012 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 8815 BLUFF LN FAIR OAKS CA 956286485, FAIR OAKS, CA 95628-6485 |
| Document Number | 1708011012 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 1708011012 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630-8765 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8815 Bluff Ln was $4,497 with a homeowner's exemption, up 0.8% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,217 (+2%) Land $128,068 Building $256,149 | |
| 2025 | $4,497.00 (+0.81%) Homeowner's exemption | $376,684 Land $125,557 Building $251,127 |
| 2024 | $4,461.00 (+3.05%) | |
| 2023 | $4,329.00 (+0.39%) Homeowner's exemption | $362,059 Land $120,683 Building $241,376 |
| 2022 | $4,312.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8815 Bluff Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8815 Bluff Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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