8823 Bluff Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8823 Bluff Ln, Fair Oaks, CA 95628

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,625 sqft · built 1976
Lot Size0.153 acres (6,680 sqft)
OwnerIndividual Name on Record
Last Sale$706,000 (Oct 2023)
Tax Bill$8,634 (2025)
Deeds & MortgagesOct 2023 Sale
Sep 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN246-0630-003-0001

Property Details

APN / Parcel Number

Primary APN246-0630-003-0001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,625 sqft Living Area
1st Floor Area1,625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,680 sqft (0.153 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8823 BLUFF LN
CityFAIR OAKS
StateCA
Zip95628-6412
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRD-10 (PC)
Legal DescriptionLOT 2-C CONDOMINIUM PROJECT THE BLUFFS BK 750529PG 746 PHASE 2 014015
Legal SubdivisionCURRAGH DOWNS
Legal Lot Number2-C
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3012
Census Tract8006

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 28, 2021Grant Deed, Transfer
FIDELITY NATIONAL TITLE CO
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Apr 28, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Mar 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleSep 28, 2021 · Amount on Record
Deed Book / Page20231017 / 481
Prior Transfer DateJan 17, 2013
Prior Transfer Doc2013000606
Record UpdatedOct 29, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 17, 2023
Property Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412
Document Number0000000481
Map ReferenceMB 750529 PG 746
Instrument DateOct 9, 2023
Instrument202310170481
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 28, 2021
Property Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412
Document Number2021092801228
Map ReferenceMB 93 MAP 8
Instrument DateSep 24, 2021
Instrument2021092801228
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412
Document Number2011061822
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address140 S 4TH ST W #6 MISSOULA MT 598012703, 6, MISSOULA, MT 59801-2703

Mortgage

Document Number2011061822
DateNov 6, 2020
Instrument2011061822
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 28, 2017
Property Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412
Document Number4280000001197
Book / Page20170428 / 1197
Map ReferenceMB 74 11 07 PG 362
Instrument DateApr 18, 2017
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412

Mortgage

Document Number201704281198
DateApr 28, 2017
Instrument20170428/1198
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateMar 29, 2017
Property Address8823 BLUFF LN, FAIR OAKS, CA 95628-6412
Document Number0000000345
Book / Page170329 / 000345
Instrument DateMar 22, 2017
Transaction TypeTransfer
Record UpdatedApr 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4106 RIVA RIDGE DR FAIR OAKS CA 956286429, FAIR OAKS, CA 95628-6429

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$734,522 (+2%) Land $208,080 Building $526,442
2025$8,634.00 (+0.78%) Homeowner's exemption$720,120 (+4.59%) Land $204,000 Building $516,120
2024$8,567.00 (+2.53%)
2023$8,356.00 (+0.36%)$688,500 Land $132,600 Building $555,900
2022$8,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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