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8804 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8804 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,705 sqft · built 2020
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$272,387 (Sep 2020)
Tax Bill$2,054 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.321

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.321
Alternative APN
  • 306288

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,705 sqft Living Area
1st Floor Area2,317 sqft
Upper Floors Area388 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area462 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number306288
Street Address8804 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003321
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 10-B CORR
Legal Lot Number3
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8804 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleJun 9, 2020 · Amount on Record
Deed Book / Page5451 / 248
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateSep 18, 2020
Property Address8804 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831
Document Number0054510248
Book / Page5451 / 248
Map ReferenceMB 56 PG 90
Instrument DateSep 18, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 N 8TH ST, 13, OPELIKA, AL 36801-4331

Transferred To (Grantee/Buyer)

NameVerified Name
Address8804 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831

Mortgage

Document Number0005451250
DateSep 18, 2020
Instrument5451/250
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,054.00 (-0.53%)
2025$2,065.00 (+12.17%) Homeowner's exemption$43,220 (+11.97%) Land $4,000 Building $39,220$432,200 (+11.97%) Land $40,000 Building $392,200
2023$1,841.00 Homeowner's exemption$38,600 Land $4,000 Building $34,600$386,000 Land $40,000 Building $346,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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