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881 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 881 State Rd 20, Interlachen, FL 32148

Property Summary

Property TypeCommercial
Details2,700 sqft · built 1985
Lot Size0.453 acres (19,720 sqft)
OwnerCompany Name on File
Last Sale$185,300 (Apr 2022)
Tax Bill$3,499 (2025)
Deeds & MortgagesNov 2017 Mortgage
Apr 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-10-25-7080-0010-0010

Property Details

APN / Parcel Number

Primary APN18-10-25-7080-0010-0010
Alternative APN
  • 49203

Interior

Plumbing Fixtures12 Plumbing Fixtures
Units2 Units
Building Area2,700 sqft Gross Area
1st Floor Area2,700 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Lot Area19,720 sqft (0.453 acres)
Lot Dimensions99 ft deep x 200 ft wide

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number49203
Street Address881 STATE ROAD 20
CityINTERLACHEN
StateFL
Zip32148-2599
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPARK MANOR MB5 P87 BLK 1, LOTS 1 + 12 (EX OR933 P1007, SR20)
Legal Range25E
Legal Township10S
Legal Section18
Legal SubdivisionPARK MANOR
Legal Block1
Legal Lot Number1
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2002
Census Tract950500

Owner

881 State Rd 20, a commercial property, is owned by a company that bought it in April 2022.

Source: Putnam County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address830 A1A N, 13, PONTE VEDRA BEACH, FL 32082-3290
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2017Deed of Trust, Mortgage · Commercial Mortgage
HARBOR COMMUNITY BANK
Apr 5, 2022Warranty Deed, Transfer
GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I
Jun 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 23, 2017Warranty Deed, Transfer
NOT AVAILABLE
Oct 2, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2022 · Amount on File
Deed SaleApr 5, 2022 · Amount on File
Prior SaleJun 19, 2012 · Amount on File
Deed Document Number20228080
Deed Book / Page1662 / 1573
Prior Transfer DateJan 1, 2020
Prior Transfer Doc0015801967
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address881 STATE ROAD 20 STE 1, 1, INTERLACHEN, FL 32148-2599
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014900817
DateNov 16, 2017
Book Page1490/0817
Instrument201754020319
Lender
NameHARBOR COMMUNITY BANK
TypeBank
AddressFORT PIERCE, FL 34950
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 5, 2022
Property Address881 STATE ROAD 20 STE 1, 1, INTERLACHEN, FL 32148-2599
Document Number0016621573
Book / Page1662 / 1573
Map ReferenceMB 5 PG 87
Instrument DateApr 1, 2022
Instrument202254008080
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyGULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

AmountAmount on Record
Tax$1,297.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 692, INTERLACHEN, FL 32148-0692

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 RETREAT PL, PONTE VEDRA BEACH, FL 32082-3965

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateJun 29, 2020
Property Address881 STATE ROAD 20 STE 1, 1, INTERLACHEN, FL 32148-2599
Document Number0015801967
Book / Page001580 / 001967
Instrument DateJan 1, 2020
Instrument54010922
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 692 INTERLACHEN FL 321480692, INTERLACHEN, FL 32148-0692

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateOct 23, 2017
Property Address881 STATE ROAD 20 STE 1, 1, INTERLACHEN, FL 32148-2599
Document Number0014880080
Book / Page001488 / 000080
Instrument DateOct 18, 2017
Instrument54018612
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2305 INTERLACHEN FL 321482305, INTERLACHEN, FL 32148-2305

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateOct 2, 2017
Property Address881 STATE ROAD 20 STE 1, 1, INTERLACHEN, FL 32148-2599
Document Number0014860079
Book / Page001486 / 000079
Instrument DateSep 29, 2017
Instrument54017182
Transaction TypeTransfer
Record UpdatedDec 8, 2017

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 692 INTERLACHEN FL 321480692, INTERLACHEN, FL 32148-0692

Tax Assessment & Valuation

The 2025 property tax bill for 881 State Rd 20 was $3,499.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,499.00$211,755 Land $45,000 Building $166,755$211,755 Land $45,000 Building $166,755
2023$2,889.00 (+17.73%)$176,665 (+5.83%)$176,665 (+5.83%) Land $45,000 Building $131,665
2022$2,454.00$166,925$166,925 Land $36,000 Building $130,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 State Rd 20 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 881 State Rd 20 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINTERLACHEN LAKE ESTATES
public/private · serves 717 people · EPA ID FL2540545
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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