868 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 868 State Rd 20, Interlachen, FL 32148

Property Summary

Property Type	Distribution Warehouse (Regional)
Details	2,700 sqft · built 2006
Lot Size	3.95 acres (172,062 sqft)
Owner	Owner Name on Record
Last Sale	$127,000 (Feb 2006)
Tax Bill	$15,070 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-10-25-0000-020.0-000.0`

Property Details

APN / Parcel Number

Primary APN	`18-10-25-0000-020.0-000.0`
Alternative APN	`78423`

Interior

Plumbing Fixtures	2 Plumbing Fixtures
Building Area	2,700 sqft Total Area
1st Floor Area	20,415 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2006
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Lot Area	172,062 sqft (3.95 acres)
Lot Dimensions	493 ft deep x 195 ft wide

Location & Zoning

Account Number	78423
Street Address	868 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2425
Property Category	Industrial
Property Type	Industrial > Distribution Warehouse (Regional)
Legal Description	W1/2 OF W1/2 OF NE1/4 OF NW1/4
Legal Range	25E
Legal Township	10S
Legal Section	18
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	868 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage HARBOR COMMUNITY BANK
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit FLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2006 · Amount on Record
Deed Sale	Feb 16, 2006 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	573964
Deed Book / Page	1082 / 0535
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	868 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015020886
Date	Mar 29, 2018
Book Page	1502/0886
Instrument	201854005948

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	868 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 STATE ROAD 20, INTERLACHEN, FL 32148-2425

Mortgage

Document Number	0016630977
Date	Apr 8, 2022
Book Page	1663/977
Instrument	202254008546

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 6, 2027

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,070.00 (+27.1%)	$914,498 (+26.12%)	$914,498 (+26.12%) Land $130,830 Building $783,668
2023	$11,857.00 (+9.2%)	$725,098 (+7.31%)	$725,098 (+7.31%) Land $130,830 Building $594,268
2022	$10,858.00	$675,678	$675,678 Land $130,830 Building $544,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INTERLACHEN LAKE ESTATES public/private · serves 717 people · EPA ID FL2540545
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	100 / 20

May also be available: T-Mobile.

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