885 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 885 State Rd 20, Interlachen, FL 32148

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	1,897 sqft · built 1973
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$4,236 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-10-25-0000-035.0-001.0`

Property Details

APN / Parcel Number

Primary APN	`18-10-25-0000-035.0-001.0`
Alternative APN	`78450`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,897 sqft Total Area
1st Floor Area	1,260 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	81 ft deep x 120 ft wide

Location & Zoning

Account Number	78450
Street Address	885 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2430
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	PT OF W 109 FT OF NE1/4 OF SW1
Legal Range	25E
Legal Township	10S
Legal Section	18
Legal Subdivision	COOPER LAKE HILLS
Legal Lot Number	25
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2001
Census Tract	950500

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	521 YELVINGTON RD, EAST PALATKA, FL 32131-2210
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 9, 2024
Deed Sale	Feb 9, 2024
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	202454003199
Deed Book / Page	1743 / 1245
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	May 20, 2022
Property Address	885 STATE ROAD 20, INTERLACHEN, FL 32148-2430
Document Number	0016700599
Book / Page	1670 / 599
Instrument Date	May 11, 2022
Instrument	202254012901
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 OLD PLANTATION DR, ST AUGUSTINE, FL 32086-9123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 YELVINGTON RD, EAST PALATKA, FL 32131-2210

Mortgage

Document Number	0001670602
Date	May 20, 2022
Instrument	1670/602

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,236.00 (+16.86%)	$250,870 (+13.15%)	$250,870 (+13.15%) Land $24,300 Building $226,570
2023	$3,625.00 (+20.43%)	$221,710 (+18.36%)	$221,710 (+18.36%) Land $24,300 Building $197,410
2022	$3,010.00	$187,320	$187,320 Land $19,440 Building $167,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INTERLACHEN LAKE ESTATES public/private · serves 717 people · EPA ID FL2540545
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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