8809 Chinaberry Ln, Concord, NC 28027 Property Records

Cabarrus County property record for 8809 Chinaberry Ln, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,975 sqft · built 1986
Lot Size1 acres (43,564 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Sep 2018)
Tax Bill$2,514 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN03009B0067.000000

Property Details

APN / Parcel Number

Primary APN03009B0067.000000
Alternative APNs
  • 4681 51 0105
  • 126018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,975 sqft Living Area
Gross Area3,152 sqft
1st Floor Area1,110 sqft
Upper Floors Area865 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area43,564 sqft (1 acres)
Lot Dimensions278 ft deep x 192 ft wide
Garage TypeMixed
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area1,750 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area684 sqft
PorchPatio
Porch Area446 sqft
Deck Area203 sqft
Patio Area203 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number126018
Street Address8809 CHINABERRY LN
CityCONCORD
StateNC
Zip28027-7537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 105 POPLAR TRAILS
Legal SubdivisionPOPLAR TRAILS
Legal Lot Number105
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1005
Census Tract41305

Owner

Source: Cabarrus County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8809 CHINABERRY LN, CONCORD, NC 28027-7537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE
Mar 30, 2026Intrafamily Transfer, Transfer
Oct 8, 2019Deed of Trust, Mortgage · FHA Mortgage
ACOPIA
Sep 19, 2018Warranty Deed, Transfer · FHA Mortgage
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2018 · Amount on Record
Deed SaleSep 19, 2018 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Book / Page13188 / 326
Last Transfer DateMar 27, 2026
Transfer Doc0017913226
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateApr 21, 2026
Property Address8809 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number0000009100
Book / Page17949 / 282
Instrument DateApr 17, 2026
Instrument20269100
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8809 CHINABERRY LN, CONCORD, NC 28027-7537

Mortgage

Document Number0000009100,
DateApr 21, 2026
Book Page17949/282
Instrument20269100
Lender
NameAMERICAN INTERNET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCABARRUS NC
Recording DateMar 30, 2026
Property Address8809 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number0017913226
Book / Page17913 / 226
Map ReferenceMB 20 PG 13
Instrument DateMar 27, 2026
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8809 CHINABERRY LN, CONCORD, NC 28027-7537

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address8809 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number13782250
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8809 CHINABERRY LN CONCORD NC 280277537, CONCORD, NC 28027-7537

Mortgage

Document Number13782250
DateOct 15, 2019
Book Page013782/000250
Instrument28301
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 19, 2018
Property Address8809 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number0013188326
Book / Page13188 / 0326
Map ReferenceMB20 PG13
Instrument DateSep 19, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$574.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9859 TRAVERTINE TRL, 9859, DAVIDSON, NC 28036-7656

Transferred To (Grantee/Buyer)

NameVerified Name
Address8809 CHINABERRY LN, CONCORD, NC 28027-7537

Mortgage

Document Number0013188329
DateSep 19, 2018
Instrument13188/329
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,514.00 (+11.44%)$395,960 (+41.79%) Land $85,000 Building $310,960
2024$395,960 (+41.79%) Land $85,000 Building $310,960
2023$2,256.00$279,260 Land $72,000 Building $207,260$279,260 Land $72,000 Building $207,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR TRAILS WATER SYSTEM
private · serves 180 people · EPA ID NC0113191
Water SourceGroundwater
Last State InspectionDec 2024
Also Mapped HereCITY OF CONCORD
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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