8804 Chinaberry Ln, Concord, NC 28027 Property Records

Cabarrus County property record for 8804 Chinaberry Ln, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,388 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Oct 2025)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03009B0061.000000`

Property Details

APN / Parcel Number

Primary APN	`03009B0061.000000`
Alternative APNs	`4681 51 1488` `97903`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	1,536 sqft
Upper Floors Area	852 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	215 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Driveway	Driveway
Driveway Area	1,110 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	340 sqft
Porch	Open Porch
Porch Area	186 sqft
Patio Area	449 sqft
Fence	Fence
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	97903
Street Address	8804 CHINABERRY LN
City	CONCORD
State	NC
Zip	28027-7537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 109 POPLAR TRAILS
Legal Subdivision	POPLAR TRAILS
Legal Lot Number	109
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1003
Census Tract	41305

Owner

Source: Cabarrus County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
May 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRFAX COUNTY FCU
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
May 7, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	0017666105
Deed Book / Page	17666 / 105
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015554166
Date	Oct 6, 2021
Book Page	15554/166

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537

Mortgage

Document Number	0017613124
Date	Sep 12, 2025
Book Page	17613/124

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 14, 2025
Property Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number	0017666105
Book / Page	17666 / 105
Map Reference	MB 20 PG 13
Instrument Date	Oct 14, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8520 WRIGHT RD, KANNAPOLIS, NC 28081-8994

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0017666108
Date	Oct 14, 2025
Instrument	17666/108

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 5, 2032
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	10-Year CMTI
Max Rate	13.2%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013516135
Date	May 21, 2019
Book Page	13516/0135

Lender

Name	FAIRFAX COUNTY FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014072150
Date	Mar 23, 2020
Book Page	14072/150

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 7, 2018
Property Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number	0012988225
Book / Page	12988 / 0225
Map Reference	MB20 PG13
Instrument Date	May 3, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8912 CHINABERRY LN, 8912, CONCORD, NC 28027-7538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 CHINABERRY LN, CONCORD, NC 28027-7537

Mortgage

Document Number	0012988229
Date	May 7, 2018
Instrument	12988/229

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00 (+13.72%)	$467,320 (+44.74%) Land $85,000 Building $382,320
2024			$467,320 (+44.74%) Land $85,000 Building $382,320
2023	$2,609.00	$322,860 Land $72,000 Building $250,860	$322,860 Land $72,000 Building $250,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR TRAILS WATER SYSTEM private · serves 180 people · EPA ID NC0113191
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF CONCORD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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