8808 Chinaberry Ln, Concord, NC 28027 Property Records

Cabarrus County property record for 8808 Chinaberry Ln, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,284 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Sep 2005)
Tax Bill	$2,536 (2023)
Deeds & Mortgages	Dec 2020 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03009B0059.000000`

Property Details

APN / Parcel Number

Primary APN	`03009B0059.000000`
Alternative APNs	`4681 51 0409` `36446`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	4,145 sqft
1st Floor Area	2,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	304 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	832 sqft
Driveway	Concrete Driveway
Driveway Area	2,300 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	232 sqft
Deck Area	434 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	36446
Street Address	8808 CHINABERRY LN
City	CONCORD
State	NC
Zip	28027-7537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 110 PHASE IV POPLAR TRAILS
Legal Subdivision	POPLAR TRAILS
Legal Phase	4
Legal Lot Number	110
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1003
Census Tract	41305

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8808 CHINABERRY LN, CONCORD, NC 28027-7537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2005 · Amount on Record
Deed Sale	Sep 30, 2005 · Amount on Record
Prior Sale	Aug 13, 1997 · Amount on Record
Deed Book / Page	6269 / 25
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8808 CHINABERRY LN, CONCORD, NC 28027-7537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1472761
Date	Dec 7, 2020
Book Page	14727/61

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8808 CHINABERRY LN, CONCORD, NC 28027-7537
Document Number	12992173
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8808 CHINABERRY LN CONCORD NC 280277537, CONCORD, NC 28027-7537

Mortgage

Document Number	12992173
Date	May 9, 2018
Book Page	012992/000173
Instrument	10871

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2033

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,160 (+46.3%) Land $85,000 Building $374,160
2024			$459,160 (+46.3%) Land $85,000 Building $374,160
2023	$2,536.00	$313,850 Land $72,000 Building $241,850	$313,850 Land $72,000 Building $241,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR TRAILS WATER SYSTEM private · serves 180 people · EPA ID NC0113191
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF CONCORD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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