8806 Spring Ridge Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 8806 Spring Ridge Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 1,920 sqft · built 2005
Lot Size	0.584 acres (25,463 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Aug 2022)
Tax Bill	$4,864 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-03-150-210`

Property Details

APN / Parcel Number

Primary APN	`14-20-03-150-210`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	25,463 sqft
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8806 SPRING RIDGE DR
City	PETOSKEY
State	MI
Zip	49770-8983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC SR
Legal Description	SILVER CREEK CONDO, UNIT 110.SECTION 3, T34N R4W. PLAN #180
Legal Range	04W
Legal Township	34N
Legal Section	03
Legal Subdivision	SILVER CREEK CONDOMINIUM
Legal Unit	110
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8806 SPRING RIDGE DR, PETOSKEY, MI 49770-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Mar 18, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL
Jan 12, 2017	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Mar 18, 2021
Deed Document Number	20225199474
Deed Book / Page	1246 / 504
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 23, 2022
Property Address	8806 SPRING RIDGE DR, PETOSKEY, MI 49770-8983
Document Number	001246/504
Book / Page	1246 / 504
Instrument Date	Aug 15, 2022
Instrument	5199474
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8806 SPRING RIDGE DR, PETOSKEY, MI 49770-8983

Mortgage

Document Number	0005199475
Date	Aug 23, 2022
Instrument	5199475

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 18, 2021
Property Address	8806 SPRING RIDGE DR, PETOSKEY, MI 49770-8983
Document Number	1231/56
Book / Page	1231 / 56
Instrument Date	Mar 8, 2021
Instrument	5184022
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1662 S HURD LN, HARBOR SPRINGS, MI 49740-8948

Mortgage

Document Number	5184023
Date	Mar 18, 2021
Instrument	5184023

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8806 SPRING RIDGE DR, PETOSKEY, MI 49770-8983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1191/0398
Date	Jan 12, 2017
Book Page	1191/0398
Instrument	5144273

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,200 (+37.87%) Land $243,200	$486,400 (+37.87%) Land $486,400
2024	$4,864.00
2023		$176,400 Land $176,400	$352,800 Land $352,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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