8839 Spring Ridge Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 8839 Spring Ridge Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	3 ba · 1,712 sqft · built 2004
Lot Size	0.72 acres (31,383 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,261 (2024)
Deeds & Mortgages	Jun 2023 Sale Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-03-150-200`

Property Details

APN / Parcel Number

Primary APN	`14-20-03-150-200`

Interior

Full Baths	3 Baths
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	31,383 sqft
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8839 SPRING RIDGE DR
City	PETOSKEY
State	MI
Zip	49770-8983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC SR
Legal Description	SILVER CREEK CONDO, UNIT 100.SECTION 3, T34N R4W. PLAN #180
Legal Range	04W
Legal Township	34N
Legal Section	03
Legal Subdivision	SILVER CREEK CONDO
Legal Unit	100
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

8839 Spring Ridge Dr, a condominium, is owned by two individuals who acquired it in June 2023.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	890 SUNNINGDALE DR, BLOOMFIELD HILLS, MI 48302-2174
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer
Mar 27, 2018	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023
Deed Sale	Jun 26, 2023
Prior Sale	Sep 1, 2004 · Amount on File
Deed Document Number	20235205975
Deed Book / Page	1252 / 983
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	1118/630
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 26, 2023
Property Address	8839 SPRING RIDGE DR, PETOSKEY, MI 49770-8983
Document Number	001252/983
Book / Page	1252 / 983
Instrument Date	Jun 23, 2023
Instrument	5205975
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 SUNNINGDALE DR, BLOOMFIELD HILLS, MI 48302-2174

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8839 SPRING RIDGE DR, PETOSKEY, MI 49770-8983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001202/0000000216
Date	Mar 27, 2018
Book Page	0000001202/0000000216
Instrument	000005155113

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	238 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,000 (+4.46%) Land $363,000	$726,000 (+4.46%) Land $726,000
2025		$347,500 Land $347,500	$695,000 Land $695,000
2024	$14,261.00
2023		$238,100 Land $238,100	$476,200 Land $476,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8839 Spring Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8839 Spring Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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