8743 Spring Ridge Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 8743 Spring Ridge Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	2 ba · 1,827 sqft · built 2021
Lot Size	0.501 acres (21,867 sqft)
Owner	2 Individual Names on File
Last Sale	$10,900 (Jun 2021)
Tax Bill	$3,756 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-03-150-196`

Property Details

APN / Parcel Number

Primary APN	`14-20-03-150-196`

Interior

Full Baths	2 Baths
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	21,867 sqft
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8743 SPRING RIDGE DR
City	PETOSKEY
State	MI
Zip	49770-9069
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC SR
Legal Description	SILVER CREEK CONDO, UNIT 96.SECTION 3, T34N R4W. PLAN #180
Legal Range	04W
Legal Township	34N
Legal Section	03
Legal Subdivision	SILVER CREEK CONDO
Legal Unit	96
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

8743 Spring Ridge Dr, a condominium, is owned and occupied by two individuals who bought it in June 2021.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8743 SPRING RIDGE DR, PETOSKEY, MI 49770-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jun 23, 2021	Warranty Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Sep 29, 2006
Deed Document Number	20215187357
Deed Book / Page	1234 / 393
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8743 SPRING RIDGE DR, PETOSKEY, MI 49770-9069
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 PETERS RD R, R, BOYNE FALLS, MI 49713-8207

Mortgage

Document Number	0000001237/0000000590
Date	Oct 1, 2021
Book Page	0000001237/0000000590
Instrument	5190551

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 23, 2021
Property Address	8743 SPRING RIDGE DR, PETOSKEY, MI 49770-9069
Document Number	001234/393
Book / Page	1234 / 393
Instrument Date	Jun 11, 2021
Instrument	5187357
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 PETERS RD # R, R, BOYNE FALLS, MI 49713-8207

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 26, 2021
Property Address	8743 SPRING RIDGE DR, PETOSKEY, MI 49770-9069
Document Number	001231/372
Book / Page	1231 / 372
Instrument Date	Mar 12, 2021
Instrument	5184338
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CONGRESS PARK DR, DAYTON, OH 45459-4009

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 26, 2021
Property Address	8743 SPRING RIDGE DR, PETOSKEY, MI 49770-9069
Document Number	001231/371
Book / Page	1231 / 371
Instrument Date	Feb 19, 2021
Instrument	5184337
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CONGRESS PARK DR, DAYTON, OH 45459-4009

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,900 Land $213,900	$427,800 Land $427,800
2024	$3,756.00
2023		$153,200 Land $153,200	$306,400 Land $306,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8743 Spring Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8743 Spring Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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