8804 Cornwall St, Locust, NC 28097 Property Records

Cabarrus County property record for 8804 Cornwall St, Locust, NC 28097 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2010
Square Footage	1,382 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2021)
Tax Bill	$2,743.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09012A0017.000000`
Alternative APNs	`5576 16 9085` `149175` `47947`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,382 sqft Living Area
Gross Area	1,786 sqft Gross Area
1st Floor	570 sqft 1st Floor
Upper Floors	812 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	120 ft x 61 ft Depth x Width
Driveway	1 Driveway
Driveway Area	460 sqft Driveway
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	242 sqft Garage
Patio Area	130 sqft Patio
Porch	Open Porch
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	149175
Street Address	8804 CORNWALL ST
City	LOCUST
State	NC
Zip	28097-9533
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 17 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	17
Jurisdiction	CABARRUS NC
Minor Civil Division	9, GEORGEVILLE
Census Blockgroup	2
Census Block	2041
Census Tract	41602

Owner

Source: Cabarrus County records · APN 09012A0017.000000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8804 CORNWALL ST, LOCUST, NC 28097-9533
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Jan 03, 2007 · Amount on Record
Deed Doc Number	0001545163
Deed Book / Page	15451 / 63
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 30, 2021
Property Address	8804 CORNWALL ST, LOCUST, NC 28097-9533
Document Number	0001545163
Book / Page	15451 / 63
Map Reference	MB 45 PG 78
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 79, DENMARK, ME 04022-0079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 CORNWALL ST, LOCUST, NC 28097-9533

Mortgage

Document Number	0001545166
Date	Aug 30, 2021
Instrument	15451/66

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (+32.64%)	$274,470 (+67.98%) Land $66,000 Building $208,470
2024			$274,470 (+67.98%) Land $66,000 Building $208,470
2023	$2,068.00	$163,390 Land $40,500 Building $122,890	$163,390 Land $40,500 Building $122,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.