8721 Cornwall St, Locust, NC 28097 Property Records

Cabarrus County property record for 8721 Cornwall St, Locust, NC 28097 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2024)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09012A0043.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0043.000000`
Alternative APNs	`5576 16 9381` `126121` `170990`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	504 sqft
Upper Floors Area	744 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	170990
Street Address	8721 CORNWALL ST
City	LOCUST
State	NC
Zip	28097-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	43
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2045
Census Tract	41602

Owner

Source: Cabarrus County records · APN 09012A0043.000000

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8721 CORNWALL ST, LOCUST, NC 28097-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANPAL LLC
Nov 06, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2024 · Amount on Record
Deed Sale	Jun 05, 2024 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	202411455
Deed Book / Page	16958 / 324
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8721 CORNWALL ST, LOCUST, NC 28097-9421
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014992246
Date	Mar 11, 2021
Book Page	14992/246

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8721 CORNWALL ST, LOCUST, NC 28097-9421
Document Number	1383680
Instrument Date	Nov 06, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8721 CORNWALL ST LOCUST NC 280979421, LOCUST, NC 28097-9421

Mortgage

Document Number	1383680
Date	Nov 12, 2019
Book Page	013836/000080
Instrument	31474

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 24, 2018
Property Address	8721 CORNWALL ST, LOCUST, NC 28097-9421
Document Number	131948
Book / Page	013194 / 000008
Instrument Date	Sep 21, 2018
Instrument	23835
Transaction Type	Transfer
Record Updated	Oct 05, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8721 CORNWALL ST LOCUST NC 280979421, LOCUST, NC 28097-9421

Mortgage

Document Number	1319410
Date	Sep 24, 2018
Book Page	013194/000010
Instrument	23836

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00 (+32.12%)	$276,180 (+67.2%) Land $66,000 Building $210,180
2024			$276,180 (+67.2%) Land $66,000 Building $210,180
2023	$2,089.00	$165,180 Land $40,500 Building $124,680	$165,180 Land $40,500 Building $124,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250416022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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