8815 Cornwall St, Locust, NC 28097 Property Records

Cabarrus County property record for 8815 Cornwall St, Locust, NC 28097 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,252 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Oct 2009)
Tax Bill$3,297 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN09012A0060.000000

Property Details

APN / Parcel Number

Primary APN09012A0060.000000
Alternative APNs
  • 5576 26 2027
  • 94117

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,252 sqft Living Area
Gross Area3,152 sqft
1st Floor Area970 sqft
Upper Floors Area1,282 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number94117
Street Address8815 CORNWALL ST
CityLOCUST
StateNC
Zip28097-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 60 MEADOWCREEK
Legal SubdivisionMEADOWCREEK VILLAGE
Legal Lot Number60
JurisdictionCABARRUS NC
Township / Civil Division9, GEORGEVILLE
Census Block Group2
Census Block2044
Census Tract41602

Owner

Source: Cabarrus County records · APN 09012A0060.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8815 CORNWALL ST, LOCUST, NC 28097-9533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2009 · Amount on Record
Deed SaleOct 20, 2009 · Amount on Record
Prior SaleFeb 28, 2006 · Amount on Record
Deed Book / Page8934 / 239
Last Transfer DateApr 02, 2014
Transfer Doc10916179
Record UpdatedJun 08, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address8815 CORNWALL ST, LOCUST, NC 28097-9533
Document Number1260527
Instrument DateJul 06, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8815 CORNWALL ST LOCUST NC 280979533, LOCUST, NC 28097-9533

Mortgage

Document Number1260527
DateJul 31, 2017
Book Page012605/000027
Instrument19411
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityLocust City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,297.00 (+18.09%)$332,420 (+48.27%) Land $66,000 Building $266,420
2024$332,420 (+48.27%) Land $66,000 Building $266,420
2023$2,792.00$224,200 Land $40,500 Building $183,700$224,200 Land $40,500 Building $183,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250416022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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