880 N Thomas Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 880 N Thomas Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,512 sqft · built 1977
Lot Size	0.826 acres (35,981 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Dec 2023)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-27-2003-003`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-27-2003-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,981 sqft (0.826 acres)
Lot Dimensions	300 ft deep x 120 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Storm Sewer

Location & Zoning

Street Address	880 N THOMAS RD
City	SAGINAW
State	MI
Zip	48609-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 120 FT OF N 327.8 FT OF W 200 FT OF NW 1/4 ALSO S 120 FT OF N 327.8 FT OF E 100 FT OF W 300 FT OF NW 1/4 0.78 ACRE SEC 27
Legal Range	03E
Legal Township	12N
Legal Section	27
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3005
Census Tract	12003

Owner

Source: Saginaw County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	880 N THOMAS RD, SAGINAW, MI 48609-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	202326229
Prior Transfer Date	Jun 20, 2022
Prior Transfer Doc	0000018647
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 8, 2023
Property Address	880 N THOMAS RD, SAGINAW, MI 48609-9518
Document Number	0000026229
Instrument Date	Dec 7, 2023
Instrument	2023026229
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 N THOMAS RD, SAGINAW, MI 48609-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 N THOMAS RD, SAGINAW, MI 48609-9518

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,300 (+15.49%)	$232,600 (+15.49%)
2025	$3,409.00 (+31.47%) Homeowner's exemption	$100,700 (+20.45%)	$201,400 (+20.45%)
2023		$83,600	$167,200
2022	$2,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20