Saginaw County property record for 860 N Thomas Rd, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,472 sqft · built 1976 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $103,000 (Jun 1999) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Jan 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-2003-001 |
| Primary APN | 28-12-3-27-2003-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 88 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Street Address | 860 N THOMAS RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | A PAR OF LAND IN THE NW 1/4 OF THE NW 1/4 OF SEC 27, T12N, R3E, THOMAS TWP, SAGINAW CO, MI, DESC AS: COMM ON THE W LN OF SD |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 02 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 12003 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Intrafamily Transfer, Transfer |
| Jan 23, 2024 | Intrafamily Transfer, Transfer |
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| Jan 23, 2024 | Correction Deed |
| Mar 16, 2023 | Intrafamily Transfer, Transfer |
| Dec 12, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 1999 · Amount on Record |
| Deed Sale | Jun 2, 1999 · Amount on Record |
| Prior Sale | May 13, 1999 · Amount on Record |
| Deed Book / Page | 2123 / 1474 |
| Last Transfer Date | Sep 12, 2023 |
| Transfer Doc | 0000020575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 15, 2023 |
| Property Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Number | 0000020575 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023020575 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 23, 2024 |
| Property Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Number | 0000001446 |
| Map Reference | LB 15 PG 22 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2024001446 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 29, 2023 |
| Property Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Number | 0000015383 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023015383 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 23, 2024 |
| Property Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Number | 0000001447 |
| Map Reference | LB 15 PG 22 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2024001447 |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 16, 2023 |
| Property Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Number | 0000004997 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2023004997 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Name | Verified Name |
|---|---|
| Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 12, 2017 |
| Property Address | 860 N THOMAS RD, SAGINAW, MI 48609-9518 |
| Document Number | 0000032984 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 32984 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 860 N THOMAS RD SAGINAW MI 486099518, SAGINAW, MI 48609-9518 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,200 (+38.32%) | $214,400 (+38.32%) | |
| 2025 | $2,715.00 (+19.6%) Homeowner's exemption | ||
| 2023 | $77,500 (+7.64%) | $155,000 (+7.64%) | |
| 2022 | $2,270.00 (+14.94%) Homeowner's exemption | $72,000 | $144,000 |
| 2021 | $1,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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