630 N Thomas Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 630 N Thomas Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	1 ba · 814 sqft · built 1950
Lot Size	0.374 acres (16,291 sqft)
Owner	Individual Name on Record
Last Sale	$23,000 (Jan 1993)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-27-2027-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-27-2027-000`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	814 sqft Living Area
1st Floor Area	814 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,291 sqft (0.374 acres)
Lot Dimensions	163 ft deep x 100 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	630 N THOMAS RD
City	SAGINAW
State	MI
Zip	48609-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 100 FT OF S 371.25 FT OF W 163 FT OF NW 1/4 OF NW 1/4 0.37 ACRE SEC 27 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	27
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3016
Census Tract	12003

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 N THOMAS RD, SAGINAW, MI 48609-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1993 · Amount on Record
Deed Sale	Jan 15, 1993 · Amount on Record
Deed Book / Page	1850 / 1980
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 29, 2022
Property Address	630 N THOMAS RD, SAGINAW, MI 48609-9556
Document Number	0000018647
Instrument Date	Jun 20, 2022
Instrument	2022018647
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18809 DICE RD, 18809, MERRILL, MI 48637-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 N THOMAS RD, SAGINAW, MI 48609-9556

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,700 (+43.53%)	$115,400 (+43.53%)
2025	$1,647.00 (+18.66%) Homeowner's exemption
2023		$40,200	$80,400
2022	$1,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20