Franklin County property record for 88 Windmere Trl, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 999 sqft · built 2022 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | Company Name on File |
| Last Sale | $825,000 (Feb 2026) |
| Tax Bill | $2,862 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 03-001 00 |
| Primary APN | 048 03-001 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 999 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 99,752 sqft (2.29 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 16 sqft |
| Boat Access | Boat Access |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14704 |
|---|---|
| Street Address | 88 WINDMERE TRL |
| City | MONETA |
| State | VA |
| Zip | 24121-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDMERE POINT LOT 1 |
| Legal Subdivision | WINDMERE POIN |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20104 |
Source: Franklin County records · APN 048 03-001 00
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3342 CLARA AVE SW, ROANOKE, VA 24018-1302 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Dec 21, 2021 | Deed, Transfer · Line of Credit AMERICAN NATIONAL BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2026 · Amount on Record |
| Deed Sale | Feb 09, 2026 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 2026865 |
| Deed Book / Page | 1240 / 2619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 88 WINDMERE TRL, MONETA, VA 24121-3202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3342 CLARA AVE SW, ROANOKE, VA 24018-1302 |
| Document Number | 0012402622 |
|---|---|
| Date | Feb 09, 2026 |
| Book Page | 1240/2622 |
| Instrument | 260000866 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Dec 21, 2021 |
| Property Address | 88 WINDMERE TRL, MONETA, VA 24121-3202 |
| Document Number | 0011761323 |
| Book / Page | 1176 / 1323 |
| Map Reference | MB 7 PG 72&73 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 210011806 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3204 FOWLERS LAKE RD, WILLIAMSBURG, VA 23185-7506 |
| Document Number | 0210011807 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 210011807 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 17, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,862.00 (+158.3%) | $665,600 (+115.68%) Land $170,000 Building $495,600 | $665,600 (+115.68%) Land $170,000 Building $495,600 |
| 2023 | $1,108.00 | $308,600 (+103.43%) Land $135,000 Building $173,600 | $308,600 (+103.43%) Land $135,000 Building $173,600 |
| 2022 | $151,700 Land $130,000 Building $21,700 | $151,700 Land $130,000 Building $21,700 |
Source: FEMA National Flood Hazard Layer as of January 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Cable | 1,000 / 50 |
| ZiTEL Fiber | 960 / 960 |
Based on FCC filings for 28 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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