110 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 110 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 2005
Lot Size	1.36 acres (59,503 sqft)
Owner	Individual Name on File
Tax Bill	$4,619 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 03-003 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-003 00`
Alternative APN	`14706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	4,323 sqft
1st Floor Area	2,033 sqft
Basement Area	1,540 sqft
Finished Basement	1,155 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,503 sqft (1.36 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	378 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	96 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14706
Street Address	110 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 3
Legal Subdivision	WINDMERE POIN
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

110 Windmere Trl, a single family home, is owned by an individual.

Source: Franklin County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	141 BEACH RD, STATEN ISLAND, NY 10312-6201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BOTETOURT
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF BOTETOURT
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	110 WINDMERE TRL, MONETA, VA 24121-3215
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011730307
Date	Oct 27, 2021
Book Page	1173/307
Instrument	210010111

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	DALEVILLE, VA 24083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	110 WINDMERE TRL, MONETA, VA 24121-3215
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011400320
Date	May 29, 2020
Book Page	1140/320
Instrument	200003560

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	DALEVILLE, VA 24083

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	110 WINDMERE TRL, MONETA, VA 24121-3215
Document Number	0010892958
Book / Page	001089 / 002958
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WINDMERE TRL MONETA VA 24121, MONETA, VA 24121

Mortgage

Document Number	0010892958
Date	Mar 10, 2017
Book Page	001089/002958
Instrument	1463

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 Windmere Trl was $4,619.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,619.00	$1,074,300 Land $162,000 Building $912,300	$1,074,300 Land $162,000 Building $912,300
2023	$3,178.00	$521,000 (-) Land $155,000 Building $366,000	$521,000 (-) Land $155,000 Building $366,000
2022		$521,000 Land $155,000 Building $366,000	$521,000 Land $155,000 Building $366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Windmere Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Windmere Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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