73 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 73 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,836 sqft · built 2006
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,312,500 (Jul 2025)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 03-082 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-082 00`
Alternative APN	`14789`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	4,493 sqft
1st Floor Area	1,836 sqft
Basement Area	1,836 sqft
Finished Basement	1,285 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	136,778 sqft (3.14 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	546 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,464 sqft
Deck Area	380 sqft
Patio Area	408 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14789
Street Address	73 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 61
Legal Subdivision	WINDMERE POIN
Legal Lot Number	61
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	845 SW WISPER BAY DR, PALM CITY, FL 34990-1443
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 17, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20254891
Deed Book / Page	1232 / 1291
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	00109000717
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	73 WINDMERE TRL, MONETA, VA 24121-3266
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011640951
Date	Jun 8, 2021
Book Page	1164/951
Instrument	210005345

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 17, 2017
Property Address	73 WINDMERE TRL, MONETA, VA 24121-3266
Document Number	0010900717
Book / Page	00109 / 000717
Instrument Date	Mar 2, 2017
Instrument	1618
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 STANLEY DR WINCHESTER VA 226027335, WINCHESTER, VA 22602-7335

Mortgage

Document Number	10900720
Date	Mar 17, 2017
Book Page	001090/000720
Instrument	1619

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,963.00 (+21.05%)	$1,154,400 (+71.73%) Land $187,000 Building $967,400	$1,154,400 (+71.73%) Land $187,000 Building $967,400
2023	$4,100.00	$672,200 (-) Land $180,000 Building $492,200	$672,200 (-) Land $180,000 Building $492,200
2022		$672,200 Land $180,000 Building $492,200	$672,200 Land $180,000 Building $492,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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