Warwick City property record for 88 Wharf Rd, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1953 |
| Lot Size | 0.371 acres (16,150 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,327 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 35904000000 |
| Primary APN | 35904000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,150 sqft (0.371 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 100066218 |
|---|---|
| Street Address | 88 WHARF RD |
| City | WARWICK |
| State | RI |
| Zip | 02889-4234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 400 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21700 |
Source: Warwick City records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 WHARF RD, WARWICK, RI 02889-4234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jul 29, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WARWICK CITY OF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2026 |
| Transfer Doc | 0000008821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 29, 2026 |
| Property Address | 88 WHARF RD, WARWICK, RI 02889-4234 |
| Document Number | 0000008821 |
| Book / Page | 10936 / 161 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20268821 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 88 WHARF RD, WARWICK, RI 02889-4234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0010116-30 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 10116/30 |
| Instrument | 5351 |
| Name | WARWICK CITY OF |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,327.00 (+6.31%) | $340,700 (+18.79%) Land $109,800 Building $230,900 | |
| 2024 | $324,995 | ||
| 2023 | $4,070.00 (+9.35%) | $286,800 (+44.34%) Land $90,700 Building $196,100 | |
| 2022 | $3,722.00 | $198,700 Land $52,500 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 58 (1978–2021) |
| Claims Outside the SFHA | 6 of 58 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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