72 Wharf Rd, Warwick, RI 02889 Property Records

Warwick City property record for 72 Wharf Rd, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 924 sqft · built 1951
Lot Size0.447 acres (19,486 sqft)
Owner2 Individual Names on Record
Last Sale$292,666 (Feb 2021)
Tax Bill$4,973 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN35904020000

Property Details

APN / Parcel Number

Primary APN35904020000
Alternative APNs
  • WARW M:359 B:0402 L:0000
  • 123647

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area924 sqft Living Area
Gross Area2,328 sqft
1st Floor Area924 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,486 sqft (0.447 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number123647
Street Address72 WHARF RD
CityWARWICK
StateRI
Zip02889-4234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block402
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1000
Census Tract21700

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address72 WHARF RD, WARWICK, RI 02889-4234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
QUICKEN LOANS INC
Feb 24, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
QUICKEN LOANS INC
May 4, 2018Warranty Deed, Transfer · FHA Mortgage
PROVINCE MTG ASSOC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleMay 4, 2018 · Amount on Record
Deed Document Number20213502
Deed Book / Page9759 / 72
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateFeb 24, 2021
Property Address72 WHARF RD, WARWICK, RI 02889-4234
Document Number0009759-72
Book / Page9759 / 72
Instrument DateFeb 12, 2021
Instrument3502
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 WHARF RD, WARWICK, RI 02889-4234

Mortgage

Document Number0000003505
DateFeb 24, 2021
Instrument3505
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateFeb 24, 2021
Property Address72 WHARF RD, WARWICK, RI 02889-4234
Document Number9759-72
Book / Page9759 / 72
Instrument DateFeb 12, 2021
Instrument3502
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 WHARF RD, WARWICK, RI 02889-4234

Mortgage

Document Number3505
DateFeb 24, 2021
Instrument3505
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateMay 4, 2018
Property Address72 WHARF RD, WARWICK, RI 02889-4234
Document Number9044-194
Book / Page9044 / 194
Instrument5897
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number90440197
DateMay 4, 2018
Instrument09044/0197
Lender
NamePROVINCE MTG ASSOC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 4, 2048

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,973.00 (+10.98%)$391,600 (+24%) Land $113,600 Building $278,000
2024$348,270
2023$4,481.00 (+5.34%)$315,800 (+39.06%) Land $93,800 Building $222,000
2022$4,254.00$227,100 Land $59,900 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims58 (1978–2021)
Claims Outside the SFHA6 of 58
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Apr 2010 · 23 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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