64 Wharf Rd, Warwick, RI 02889 Property Records

Warwick City property record for 64 Wharf Rd, Warwick, RI 02889 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 974 sqft · built 1991
Lot Size	0.212 acres (9,255 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Jun 2018)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`35905920000`

Property Details

APN / Parcel Number

Primary APN	`35905920000`
Alternative APNs	`WARW M:359 B:0592 L:0000` `112925922`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	974 sqft
Basement Area	864 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,255 sqft (0.212 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	112925922
Street Address	64 WHARF RD
City	WARWICK
State	RI
Zip	02889-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	592
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1000
Census Tract	21700

Owner

Source: Warwick City records · APN 35905920000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 WHARF RD, WARWICK, RI 02889-4234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 05, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jun 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Mar 20, 1992 · Amount on Record
Deed Document Number	20187924
Deed Book / Page	9069 / 263
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	64 WHARF RD, WARWICK, RI 02889-4234
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010675-164
Date	May 05, 2025
Book Page	10675/164
Instrument	4633

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	64 WHARF RD, WARWICK, RI 02889-4234
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009823-121
Date	Apr 27, 2021
Book Page	9823/121
Instrument	8744

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 13, 2018
Property Address	64 WHARF RD, WARWICK, RI 02889-4234
Document Number	9069-263
Book / Page	009069 / 000263
Instrument Date	Jun 13, 2018
Instrument	7924
Transaction Type	Transfer
Record Updated	Jul 03, 2018

Transaction

Amount	Amount Recorded
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WHARF RD WARWICK RI 028894234, WARWICK, RI 02889-4234

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,529.00 (+8.66%)	$356,600 (+21.42%) Land $102,800 Building $253,800
2024			$316,730
2023	$4,168.00 (+8.83%)	$293,700 (+43.62%) Land $84,900 Building $208,800
2022	$3,830.00	$204,500 Land $48,300 Building $156,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030217001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 58 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	58 (1978–2021)
Claims Outside the SFHA	6 of 58
Most Recent Claim	Oct 2021, other causes
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Apr 2010 · 23 claims Hurricane Bob, Aug 1991 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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