Polk County property record for 88 S 4th St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,642 sqft · built 1912 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Sep 2022) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BA-13500 |
| Primary APN | 08428-BA-13500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 902 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 740 sqft |
| Unfinished Basement | 100 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 86 sqft |
| Deck Area | 70 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 203867 |
|---|---|
| Street Address | 88 S 4TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HILLS TOWN OF INDEPENDENCE LOT 4 BLOCK 20 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILLS TOWN OF INDEPENDENCE |
| Legal Block | 20 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-BA-13500
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 02, 2022 | Warranty Deed, Transfer FIRST AMERICAN |
| Jan 31, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage OREGON COMMUNITY CU |
| Jun 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OREGON ST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2022 · Amount on Record |
| Deed Sale | Sep 02, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2006 · Amount on Record |
| Deed Document Number | 202210030 |
| Prior Transfer Date | May 26, 2005 |
| Prior Transfer Doc | 0000010308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 02, 2022 |
| Property Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Document Number | 0000010030 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022-010030 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Document Number | 0000001343 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-001343 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000009587 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 2021-009587 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Document Number | 0000006771 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 S 4TH ST INDEPENDENCE OR 973512008, INDEPENDENCE, OR 97351-2008 |
| Document Number | 0000006771 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 6771 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 88 S 4TH ST, INDEPENDENCE, OR 97351-2008 |
| Document Number | 0000003964 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 S 4TH ST INDEPENDENCE OR 973512008, INDEPENDENCE, OR 97351-2008 |
| Document Number | 0000003964 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 3964 |
| Name | OREGON ST CU |
|---|---|
| Address | CORVALLIS, OR 97339-0306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 02, 2033 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,360 (+3%) Land $72,640 Building $105,720 | $395,680 (+5.83%) Land $150,000 Building $245,680 | |
| 2025 | $3,160.00 (+3.78%) | $173,170 (+3%) Land $70,530 Building $102,640 | $373,880 (-6.47%) Land $135,000 Building $238,880 |
| 2024 | $3,045.00 (-2.5%) | $168,130 (+3%) Land $68,480 Building $99,650 | $399,760 (-2.22%) Land $137,000 Building $262,760 |
| 2023 | $3,123.00 (+15.5%) | $163,240 (+9.2%) Land $66,480 Building $96,760 | $408,850 (+15.97%) Land $138,200 Building $270,650 |
| 2022 | $2,704.00 | $149,490 Land $64,540 Building $84,950 | $352,550 Land $117,500 Building $235,050 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), as of October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Monmouth Independence Network Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications & Technologies Fixed Wireless | 200 / 20 |
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OR4100399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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