364 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 364 S 4th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft · built 2023
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2022)
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BA-11500`

Property Details

APN / Parcel Number

Primary APN	`08428-BA-11500`
Alternative APN	`305822`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	2,244 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	305822
Street Address	364 S 4TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS TOWN OF INDEPENDENCE LOT 3 BLOCK 17
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS TOWN OF INDEPENDENCE
Legal Block	17
Legal Lot Number	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3030
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	364 S 4TH ST, INDEPENDENCE, OR 97351-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2017	Grant Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20228015
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	0000012203
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 8, 2022
Property Address	364 S 4TH ST, INDEPENDENCE, OR 97351-1908
Document Number	0000008015
Instrument Date	Jul 6, 2022
Instrument	2022-008015
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	364 S 4TH ST # 5, 5, INDEPENDENCE, OR 97351-1908

Mortgage

Document Number	0000008016
Date	Jul 8, 2022
Instrument	2022-008016

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 19, 2019
Property Address	364 S 4TH ST, INDEPENDENCE, OR 97351-1908
Document Number	0000007565
Instrument Date	Jul 18, 2019
Instrument	7565
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.50
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	364 S 4TH ST INDEPENDENCE OR 973511908, INDEPENDENCE, OR 97351-1908

Mortgage

Document Number	7566
Date	Jul 19, 2019
Instrument	7566

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	Oct 18, 2018
Property Address	364 S 4TH ST, INDEPENDENCE, OR 97351-1908
Document Number	0000012203
Instrument Date	Oct 16, 2018
Instrument	12203
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1761 3RD ST #103 NORCO CA 928602679, 103, NORCO, CA 92860-2679
Investor	Possibly a Property Investor

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	Oct 18, 2018
Property Address	364 S 4TH ST, INDEPENDENCE, OR 97351-1908
Document Number	0000012202
Instrument Date	Oct 11, 2018
Instrument	12202
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Amount	Amount Recorded
Tax	$61.20
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12131 113TH AVE NE #201 KIRKLAND WA 980346946, 201, KIRKLAND, WA 98034-6946

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Nov 3, 2017
Property Address	364 S 4TH ST, INDEPENDENCE, OR 97351-1908
Document Number	0000013225
Instrument Date	Nov 3, 2017
Instrument	13225
Transaction Type	Foreclosure
Record Updated	Nov 10, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,180 (+3%) Land $40,650 Building $183,530	$516,530 (+4.17%) Land $150,000 Building $366,530
2025	$3,972.00 (+3.79%)	$217,660 (+3%) Land $39,470 Building $178,190	$495,850 (-6.83%) Land $135,000 Building $360,850
2024	$3,827.00 (+52.35%)	$211,330 (+60.92%) Land $38,320 Building $173,010	$532,180 (+37.65%) Land $137,000 Building $395,180
2023	$2,512.00 (+15.12%)	$131,330 (+8.86%) Land $37,210 Building $94,120	$386,620 (+9.53%) Land $138,200 Building $248,420
2022	$2,182.00	$120,640 Land $36,130 Building $84,510	$352,970 Land $117,500 Building $235,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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