20 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 20 S 4th St, Independence, OR 97351

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,912 sqft · built 1956
Lot Size0.312 acres (13,573 sqft)
Owner2 Individual Names on Record
Tax Bill$4,702 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08428-BA-13200

Property Details

APN / Parcel Number

Primary APN08428-BA-13200
Alternative APN
  • 203838

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,912 sqft Living Area
Gross Area3,500 sqft
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Finished Basement1,456 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1976
Exterior MaterialCombination
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,573 sqft (0.312 acres)
Garage Area588 sqft
Parking Spaces4 Parking Spaces
Patio Area720 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number203838
Street Address20 S 4TH ST
CityINDEPENDENCE
StateOR
Zip97351-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionHILLS TOWN OF INDEPENDENCE LOT 1 BLOCK 20
Legal Range4W
Legal Township08S
Legal Section28
Legal SubdivisionHILLS TOWN OF INDEPENDENCE
Legal Block20
Legal Lot Number1
JurisdictionPOLK OR
Township / Civil DivisionMONMOUTH-INDEPENDENCE
Census Block Group3
Census Block3023
Census Tract20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Independence Historic District
listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 S 4TH ST, INDEPENDENCE, OR 97351-2008
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Intrafamily Transfer, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 4, 2019Intrafamily Transfer, Transfer · VA Mortgage
BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021
Deed SaleMar 29, 2021
Prior SaleDec 4, 2019
Deed Document Number20215457
Prior Transfer DateFeb 5, 2021
Prior Transfer Doc0000005457
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK OR
Recording DateMar 29, 2021
Property Address20 S 4TH ST, INDEPENDENCE, OR 97351-2008
Document Number0000005457
Instrument DateFeb 5, 2021
Instrument2021-005457
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S 4TH ST, INDEPENDENCE, OR 97351-2008

Mortgage

Document Number0000005458
DateMar 29, 2021
Instrument2021-005458
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK OR
Recording DateDec 4, 2019
Property Address20 S 4TH ST, INDEPENDENCE, OR 97351-2008
Document Number0000014195
Instrument DateJun 11, 2019
Instrument2019-014195
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyAMERITITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1410 NORTHGATE DR, 1410, INDEPENDENCE, OR 97351-9590

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S 4TH ST, INDEPENDENCE, OR 97351-2008

Mortgage

Document Number0000014196
DateDec 4, 2019
Instrument2019-014196
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term295 Months
DueJul 1, 2044

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOregon
CountyPolk County
MunicipalityIndependence City
Unified School DistrictCentral School District 13J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,370 (+3%) Land $47,220 Building $218,150$613,390 (-5.49%) Land $165,000 Building $448,390
2025$4,702.00 (+3.8%)$257,650 (+3%) Land $45,840 Building $211,810$649,040 (+3.28%) Land $165,400 Building $483,640
2024$4,530.00 (-2.5%)$250,150 (+3%) Land $44,500 Building $205,650$628,450 (-1.56%) Land $153,000 Building $475,450
2023$4,646.00 (+8.91%)$242,870 (+3%) Land $43,210 Building $199,660$638,390 (+11.85%) Land $154,300 Building $484,090
2022$4,266.00$235,800 Land $41,950 Building $193,850$570,750 Land $135,000 Building $435,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER SYSTEM
serves 10,300 people · EPA ID OR4100399
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb
Copper1.45 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Willamette Valley Fiber
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Hunter Communications
Fixed Wireless
200 / 20

Nearby Properties on S 4th St

Nearby Streets

Search Property Records by Address or Parcel Number