Okaloosa County property record for 88 Ruby Cir, Mary Esther, FL 32569 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,439 sqft Living Area |
| Lot Size | 4,201 sqft (0.096 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $349,500 (2026) |
| Tax Bill | $1,189.00 (2025) |
| Primary APN | C56-000-595-0888-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 1,879 sqft Gross Area |
| 1st Floor | 956 sqft 1st Floor |
| Upper Floors | 483 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 4,201 sqft (0.096 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 88 RUBY CIR |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-1695 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD ESTATES LOT 36 |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | EMERALD ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 22900 |
Source: Okaloosa County records · APN C56-000-595-0888-7
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2026 · Amount on Record |
| Deed Sale | Jun 02, 2026 · Amount on Record |
| Deed Doc Number | 20263820052 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 02, 2026 |
| Property Address | 88 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Document Number | 0003820052 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20263820052 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | BEACH LAND AND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,096.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Document Number | 0003820053, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20263820053 |
| Name | NEWREZ LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Mary Esther City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,189.00 (+7.6%) Homeowner's exemption | $124,475 (+5.99%) | $218,988 (-0.96%) Land $68,072 Building $150,916 |
| 2023 | $1,105.00 (+3.76%) Homeowner's exemption | $117,444 (+3%) | $221,101 (+6.33%) Land $54,764 Building $166,337 |
| 2022 | $1,065.00 Homeowner's exemption | $114,023 | $207,942 Land $51,181 Building $156,761 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures