1. Home
  2. Florida
  3. Okaloosa County
  4. Mary Esther
  5. Ruby Cir

86 Ruby Cir, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 86 Ruby Cir, Mary Esther, FL 32569 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,535 sqft Living Area
Lot Size4,194 sqft (0.096 acres)
OccupancyOwner Occupied
Last Sale$297,000 (2023)
Tax Bill$2,841.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-595-0887-9
Alternative APNs
  • 16-2S-24-120A-0000-0350
  • 24S216120A00000350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,535 sqft Living Area
Gross Area1,985 sqft Gross Area
1st Floor1,535 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area4,194 sqft (0.096 acres)
Garage TypeAttached Garage
Garage Area360 sqft Garage
Porch Area90 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address86 RUBY CIR
CityMARY ESTHER
StateFL
Zip32569-1695
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD ESTATES LOT 35
Legal Range24W
Legal Township02S
Legal Section16
Legal SubdivisionEMERALD ESTATES
Legal Lot Number35
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup3
Census Block3006
Census Tract22900

Owner

Source: Okaloosa County records · APN C56-000-595-0887-9

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 RUBY CIR, MARY ESTHER, FL 32569-1695
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 10, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
PRIMELENDING
Sep 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Deed Doc Number20233610862
Deed Book / Page3665 / 3299
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address86 RUBY CIR, MARY ESTHER, FL 32569-1695
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 RUBY CIR, MARY ESTHER, FL 32569-1695

Mortgage

Document Number0003801267
DateFeb 26, 2026
Instrument3801267
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 10, 2023
Property Address86 RUBY CIR, MARY ESTHER, FL 32569-1695
Document Number0036653299
Book / Page3665 / 3299
Map ReferenceMB 13 PG 68
Instrument DateMar 09, 2023
Instrument3610862
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7607 STREAMWOOD DR # DR1B, DR1B, LANSING, MI 48917-8913

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 RUBY CIR, MARY ESTHER, FL 32569-1695

Mortgage

Document Number0036653301
DateMar 10, 2023
Instrument3665/3301
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address86 RUBY CIR, MARY ESTHER, FL 32569-1695
Document Number0033672915
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 02, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address86 RUBY CIR MARY ESTHER FL 325691695, MARY ESTHER, FL 32569-1695

Mortgage

Document Number0033672915
DateSep 14, 2018
Book Page003367/002915
Instrument3232343
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityMary Esther City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,841.00 (+121.61%) Homeowner's exemption$240,369 (+85.25%) Land $68,072 Building $172,297$240,369 (+5.06%) Land $68,072 Building $172,297
2023$1,282.00 (+3.55%) Homeowner's exemption$129,756 (+3%)$228,783 (+6.4%) Land $54,764 Building $174,019
2022$1,238.00 Homeowner's exemption$125,977$215,024 Land $51,181 Building $163,843

Nearby Properties on Ruby Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures