88 Pearl St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 88 Pearl St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,427 sqft · built 1880
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2019)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Feb 2021 Refinance May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:134 B:033 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:134 B:033 L`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,427 sqft Living Area
Gross Area	4,232 sqft
1st Floor Area	1,218 sqft
Attic	Attic
Attic Area	880 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	88 PEARL ST
City	FRANKLIN
State	NH
Zip	03235-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSW&S
Legal Block	33
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3017
Census Tract	43002

Owner

88 Pearl St is owned and occupied by an individual who bought it in August 2019.

Source: Merrimack County and Franklin City records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	88 PEARL ST, FRANKLIN, NH 03235-1346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2019	Deed of Trust, Mortgage LEADERONE FIN'L
Sep 10, 2018	Warranty Deed, Transfer EG CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	201913745
Deed Book / Page	3641 / 1149
Transfer Doc	0000009069
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	88 PEARL ST, FRANKLIN, NH 03235-1346
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002722
Date	Feb 1, 2021
Book Page	3721/111
Instrument	202100002722

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	May 15, 2020
Property Address	88 PEARL ST, FRANKLIN, NH 03235-1346
Document Number	0036762097
Book / Page	003676 / 002097
Instrument Date	Apr 16, 2020
Instrument	9069
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	88 PEARL ST FRANKLIN NH 032351346, FRANKLIN, NH 03235-1346

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	88 PEARL ST, FRANKLIN, NH 03235-1346
Document Number	0036411151
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	UNITED TITLE, UNITED TITLE & ESCROW SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 PEARL ST FRANKLIN NH 032351346, FRANKLIN, NH 03235-1346

Mortgage

Document Number	0036411151
Date	Aug 7, 2019
Book Page	003641/001151
Instrument	13746

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Sep 10, 2018
Property Address	88 PEARL ST, FRANKLIN, NH 03235-1346
Document Number	0036071496
Book / Page	003607 / 001496
Instrument Date	Sep 7, 2018
Instrument	16303
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ACE TITLE

Transaction

Amount	Amount on Record
Tax	$705.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	440 HANOVER ST MANCHESTER NH 031045101, MANCHESTER, NH 03104-5101

Mortgage

Document Number	36071498
Date	Sep 10, 2018
Book Page	003607/001498
Instrument	16304

Lender

Name	EG CAPITAL LLC
Address	440 HANOVER ST, MANCHESTER, NH 03104-5101

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 88 Pearl St was $5,948.

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00	$337,400 Land $73,000 Building $264,400
2023			$364,135
2022	$5,100.00	$209,100 Land $60,100 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Pearl St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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