79 Pearl St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 79 Pearl St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1910
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Oct 2003)
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:134 B:076 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:134 B:076 L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,155 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	596 sqft
Unfinished Basement	596 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	79 PEARL ST
City	FRANKLIN
State	NH
Zip	03235-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3W&S
Legal Block	76
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3015
Census Tract	43002

Owner

79 Pearl St is owned and occupied by an individual who bought it in October 2003.

Source: Merrimack County and Franklin City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	79 PEARL ST, FRANKLIN, NH 03235-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 26, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2003 · Amount on File
Deed Sale	Oct 14, 2003 · Amount on File
Prior Sale	Oct 1, 1998 · Amount on File
Deed Book / Page	2582 / 1982
Transfer Doc	0000021438
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	79 PEARL ST, FRANKLIN, NH 03235-1318
Document Number	0036512581
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PEARL ST FRANKLIN NH 032351318, FRANKLIN, NH 03235-1318

Mortgage

Document Number	0036512581
Date	Oct 23, 2019
Book Page	003651/002581
Instrument	19732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2034

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Nov 26, 2018
Property Address	79 PEARL ST, FRANKLIN, NH 03235-1318
Document Number	0036152524
Book / Page	003615 / 002524
Instrument Date	Nov 16, 2018
Instrument	21438
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PEARL ST FRANKLIN NH 032351318, FRANKLIN, NH 03235-1318

Tax Assessment & Valuation

The 2025 property tax bill for 79 Pearl St was $3,473.

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,473.00	$197,000 Land $69,600 Building $127,400
2023			$247,095
2022	$2,951.00	$121,000 Land $56,700 Building $64,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Pearl St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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