88 Overlook Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 88 Overlook Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,854 sqft · built 1991
Lot Size	0.428 acres (18,687 sqft)
Owner	Individual Name on Record
Last Sale	$436,000 (Jul 2016)
Tax Bill	$9,599 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42060-007-0060`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42060-007-0060`
Alternative APN	`1076589`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,854 sqft Living Area
Gross Area	7,231 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	18,687 sqft (0.428 acres)
Lot Dimensions	20.8 ft deep x 9 ft wide
Garage Type	Finished
Garage Area	440 sqft
Porch	Porch
Porch Area	667 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1076589
Street Address	88 OVERLOOK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 7 GULF PINES S/D PB 2-86 OR 1319-289 OR 2675-3276 OR 3015-418
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	GULF PINES
Legal Block	7
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10215 BARRINGER FOREMAN RD, BATON ROUGE, LA 70809-5714
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage FIRST BK/LAKE
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GMFS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Jun 20, 2005 · Amount on Record
Deed Document Number	2016000022074
Deed Book / Page	3015 / 0418
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	88 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Document Number	0031220168
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 OVERLOOK DR MIRAMAR BEACH FL 325504184, MIRAMAR BEACH, FL 32550-4184

Mortgage

Document Number	0031220168
Date	Oct 24, 2019
Book Page	003122/000168
Instrument	37215

Lender

Name	FIRST BK/LAKE
Type	Bank
Address	4558 OSAGE BEACH PKWY # 100, OSAGE BEACH, MO 65065-2372

Agreement

Amount	Amount Recorded

Interest

Rate	5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	88 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Document Number	0031101239
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 OVERLOOK DR MIRAMAR BEACH FL 325504184, MIRAMAR BEACH, FL 32550-4184

Mortgage

Document Number	0031101239
Date	Jul 1, 2019
Book Page	003110/001239
Instrument	21824

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,900,964 (+50.14%) Land $650,000 Building $1,250,964	$1,900,964 (+50.14%) Land $650,000 Building $1,250,964
2024	$9,599.00 (-13.96%)
2023	$11,156.00 (+59.97%) Homeowner's exemption	$1,266,090 (+25.26%) Land $751,450 Building $514,640	$1,266,090 (+25.26%) Land $751,450 Building $514,640
2022	$6,974.00	$1,010,780 Land $479,798 Building $530,982	$1,010,780 Land $479,798 Building $530,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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