58 Overlook Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 58 Overlook Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,403 sqft · built 1983
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Jun 2023)
Tax Bill	$11,077 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42060-007-0040`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42060-007-0040`
Alternative APNs	`34-221-42060-007-0040` `1076587`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	4,610 sqft
1st Floor Area	2,403 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	247 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	327 sqft
Deck Area	Deck Area
Patio Area	1,208 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58 OVERLOOK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 4 BLK 7 GULF PINES S/D PB 2-86 OR 131-215 OR 233-753 OR 2607-1423 OR 3118-322 OR 3238-2809&2822 OR 3293-3874
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	GULF PINES
Legal Block	7
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1004 ANNANDALE DR, MADISON, MS 39110-9449
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK
Jun 27, 2023	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANCORP BANK
Feb 14, 2022	Re-recorded Document
Feb 14, 2022	Re-recorded Document
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	202322673
Deed Book / Page	3293 / 3874
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000815852
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	58 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ANNANDALE DR, MADISON, MS 39110-9449

Mortgage

Document Number	0033054446
Date	Oct 24, 2023
Book Page	3305/4446
Instrument	20230038493

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MADISON, MS 39130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 27, 2023
Property Address	58 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Document Number	0032933874
Book / Page	3293 / 3874
Map Reference	MB 2 PG 86
Instrument Date	Jun 21, 2023
Instrument	20230022673
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 LEONARD RD NW, BALTIMORE, OH 43105-9602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ANNANDALE DR, MADISON, MS 39110-9449

Mortgage

Document Number	0032933876
Date	Jun 27, 2023
Book Page	3293/3876
Instrument	20230022674

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MADISON, MS 39130

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 22, 2028

Interest

Rate Type	Adjustable Rate

February 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2022
Property Address	58 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Document Number	0032382808
Book / Page	3238 / 2808
Map Reference	MB 2 PG 86
Instrument Date	Dec 31, 2021
Instrument	20220006736
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8530 MILLERSPORT RD NE, BALTIMORE, OH 43105-9719

February 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2022
Property Address	58 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Document Number	0032382821
Book / Page	3238 / 2821
Map Reference	MB 2 PG 86
Instrument Date	Dec 31, 2021
Instrument	20220006738
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 LEONARD RD NW, BALTIMORE, OH 43105-9602

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 17, 2019
Property Address	58 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Document Number	0031180322
Book / Page	3118 / 0322
Map Reference	MB 2 PG 86
Instrument Date	Sep 10, 2019
Instrument	20190031978
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4760 OAK HILL DR, 4760, SARASOTA, FL 34232-1865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 LEONARD RD NW, BALTIMORE, OH 43105-9602

Mortgage

Document Number	0003118324
Date	Sep 17, 2019
Instrument	3118/324

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,077.00 (+4.13%)	$1,226,018 (+4.35%) Land $715,000 Building $511,018	$1,226,018 (+4.35%) Land $715,000 Building $511,018
2024	$10,638.00 (+30.35%)
2023	$8,161.00 (+14.3%)	$1,174,892 (+21.68%) Land $649,750 Building $525,142	$1,174,892 (+21.68%) Land $649,750 Building $525,142
2022	$7,140.00	$965,568 Land $414,862 Building $550,706	$965,568 Land $414,862 Building $550,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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