143 Overlook Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 143 Overlook Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,267 sqft · built 1978
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Dec 2004)
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42060-006-0210`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42060-006-0210`
Alternative APNs	`34-221-42060-006-0210` `1076580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,642 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	330 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	274 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	143 OVERLOOK DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 21 BLK 6 GULF PINES S/D PB 2-86 OR 2644-895 OR 3312-197
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	GULF PINES
Legal Block	6
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1022
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2004 · Amount on Record
Deed Sale	Dec 7, 2004 · Amount on Record
Deed Document Number	2004859265
Deed Book / Page	2644 / 895
Last Transfer Date	Dec 21, 2023
Transfer Doc	0033120197
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 2, 2024
Property Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186
Document Number	0033120197
Book / Page	3312 / 197
Map Reference	MB 2 PG 86
Instrument Date	Dec 21, 2023
Instrument	20240000056
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186

Mortgage

Document Number	0032310665
Date	Dec 23, 2021
Book Page	3231/665
Instrument	20210063562

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	143 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4186
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031312159
Date	Jan 28, 2020
Book Page	3131/2159
Instrument	20200003047

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,677.00 (+1.94%)	$556,277 (-54.54%)	$1,305,337 (+6.67%) Land $650,000 Building $655,337
2024	$4,588.00 (+3.78%)
2023	$4,421.00 (+1.21%) Homeowner's exemption	$1,223,692 (+16.92%) Land $565,000 Building $658,692	$1,223,692 (+16.92%) Land $565,000 Building $658,692
2022	$4,368.00 Homeowner's exemption	$1,046,621 Land $360,750 Building $685,871	$1,046,621 Land $360,750 Building $685,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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