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88 Lowell St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 88 Lowell St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,340 sqft · built 1965
Lot Size0.154 acres (6,704 sqft)
Owner2 Individual Names on File
Last Sale$717,000 (May 2021)
Tax Bill$8,457 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Apr 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:021.0-0000-0382.0

Property Details

APN / Parcel Number

Primary APNREAD M:021.0-0000-0382.0
Alternative APNs
  • M:021.0=0000=0382.0
  • 860000000340
  • 860000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,340 sqft Living Area
Gross Area3,072 sqft
Basement Area936 sqft
Unfinished Basement234 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1978
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,704 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number860000000340
Street Address88 LOWELL ST
CityREADING
StateMA
Zip01867-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2000
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:021.0-0000-0382.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address88 LOWELL ST, READING, MA 01867-2114
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Apr 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
May 10, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Book / Page77836 / 364
Record UpdatedSep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMay 24, 2021
Property Address88 LOWELL ST, READING, MA 01867-2114
Document Number077836-364
Book / Page77836 / 364
Instrument DateMay 21, 2021
Instrument116394
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address88 LOWELL ST, READING, MA 01867-2114

Mortgage

Document Number0000116395
DateMay 24, 2021
Instrument116395
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address88 LOWELL ST, READING, MA 01867-2114
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74473-577
DateApr 15, 2020
Book Page74473/577
Instrument55632
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMay 10, 2019
Property Address88 LOWELL ST, READING, MA 01867-2114
Document Number72580-298
Book / Page72580 / 298
Instrument DateApr 26, 2019
Instrument60263
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 LOWELL ST, READING, MA 01867-2114
InvestorPossibly a Property Investor

Mortgage

Document Number60264
DateMay 10, 2019
Instrument60264
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,457.00 (+1.16%)$742,500 (+4.09%) Land $405,500 Building $337,000$940,405 (+7.88%)
2024$8,360.00 (+3.25%)$713,300 (+10.92%) Land $389,500 Building $323,800$871,720
2023$8,097.00$643,100 Land $351,200 Building $291,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 424 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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