Middlesex County and Reading Town property record for 78 Lowell St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 3,645 sqft · built 1900 |
| Lot Size | 0.186 acres (8,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $915,000 (Jul 2022) |
| Tax Bill | $10,159 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0379.0 |
| Primary APN | READ M:021.0-0000-0379.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,645 sqft Living Area |
| Gross Area | 6,329 sqft |
| Basement Area | 1,430 sqft |
| Unfinished Basement | 1,430 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,098 sqft (0.186 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 860000000330 |
|---|---|
| Street Address | 78 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 BARNSIDE RD, BOXFORD, MA 01921-2665 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2003 · Amount on Record |
| Deed Document Number | 2022109454 |
| Deed Book / Page | 80449 / 265 |
| Prior Transfer Date | Jul 16, 2022 |
| Prior Transfer Doc | 080449-265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 18, 2022 |
| Property Address | 78 LOWELL ST, READING, MA 01867-2114 |
| Document Number | 080449-265 |
| Book / Page | 80449 / 265 |
| Instrument Date | Jul 16, 2022 |
| Instrument | 109454 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 LOWELL ST, READING, MA 01867-2114 |
| Document Number | 0000109455 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 109455 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,159.00 (-2.25%) | $926,900 (+1.58%) Land $395,700 Building $531,000 | $961,257 |
| 2025 | $10,393.00 (+1.16%) | $912,500 (+4.1%) Land $389,500 Building $523,000 | |
| 2024 | $10,274.00 (+3.25%) | $876,600 (+10.91%) Land $374,200 Building $502,400 | |
| 2023 | $9,951.00 | $790,400 Land $337,400 Building $453,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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