88 Loretto Dr, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 88 Loretto Dr, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,137 sqft · built 1952
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,574 (Sep 2025)
Tax Bill	$5,701 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-0089000`

Property Details

APN / Parcel Number

Primary APN	`018-0089000`
Alternative APNs	`30890910600019023000` `143089 91.06-19-23`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	758 sqft
Upper Floors Area	379 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	018-0089000
Street Address	88 LORETTO DR
City	BUFFALO
State	NY
Zip	14225-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	1776 21 50 X 107
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	19
Legal Lot Number	23.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3017
Census Tract	10101

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 LORETTO DR, BUFFALO, NY 14225-2055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	2025169039
Deed Book / Page	11450 / 5954
Prior Transfer Date	Jul 2, 2024
Prior Transfer Doc	0114333038
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Sep 15, 2025
Property Address	88 LORETTO DR, CHEEKTOWAGA, NY 14225-2055
Document Number	0114505954
Book / Page	11450 / 5954
Instrument Date	Aug 21, 2025
Instrument	2025169039
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 STONY RD, LANCASTER, NY 14086-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LORETTO DR, CHEEKTOWAGA, NY 14225-2055

Mortgage

Document Number	0141741070
Date	Sep 15, 2025
Instrument	14174/1070

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cleveland Hill Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,701.00 (+1.03%) Homeowner's exemption
2025	$5,643.00 (+3.54%)	$160,000 (-) Land $14,800 Building $145,200	$213,333 (+6.67%) Land $19,733 Building $193,600
2024	$5,450.00 Homeowner's exemption	$160,000 (-) Land $14,800 Building $145,200	$200,000 (+13.75%) Land $18,500 Building $181,500
2023	Homeowner's exemption	$160,000 Land $14,800 Building $145,200	$175,824 Land $16,264 Building $159,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1985)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20