Erie County and Cheektowaga Town property record for 80 Loretto Dr, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 931 sqft · built 1952 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Nov 2014) |
| Tax Bill | $5,537 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-0087000 |
| Primary APN | 018-0087000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 931 sqft Living Area |
| 1st Floor Area | 931 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 018-0087000 |
|---|---|
| Street Address | 80 LORETTO DR |
| City | BUFFALO |
| State | NY |
| Zip | 14225-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 1776 SL 19 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 19 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10101 |
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 80 LORETTO DR, BUFFALO, NY 14225-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2014 · Amount on Record |
| Deed Sale | Nov 7, 2014 · Amount on Record |
| Deed Document Number | 2014227008 |
| Deed Book / Page | 11271 / 8160 |
| Prior Transfer Date | Nov 6, 2014 |
| Prior Transfer Doc | 0112718160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 80 LORETTO DR, BUFFALO, NY 14225-2055 |
| Document Number | 0141972201 |
| Book / Page | 14197 / 2201 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202680225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 80 LORETTO DR, BUFFALO, NY 14225-2055 |
| Investor | Possibly a Property Investor |
| Document Number | 0000080225, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 14197/2201 |
| Instrument | 202680225 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 5.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 80 LORETTO DR, BUFFALO, NY 14225-2055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 80 LORETTO DR, CHEEKTOWAGA, NY 14225-2055 |
| Document Number | 0140787393 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 14078/7393 |
| Instrument | 2022239891 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2062 |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cleveland Hill Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,537.00 (+1.04%) Homeowner's exemption | ||
| 2025 | $5,480.00 (+3.53%) | $155,000 (-) Land $14,600 Building $140,400 | $206,667 (+6.67%) Land $19,467 Building $187,200 |
| 2024 | $5,293.00 Homeowner's exemption | $155,000 (-) Land $14,600 Building $140,400 | $193,750 (+13.75%) Land $18,250 Building $175,500 |
| 2023 | Homeowner's exemption | $155,000 Land $14,600 Building $140,400 | $170,330 Land $16,044 Building $154,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1985) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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