88 Laurel Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 88 Laurel Ave, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1978
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jan 2022)
Tax Bill$1,298 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0787-02-87-6855

Property Details

APN / Parcel Number

Primary APN0787-02-87-6855
Alternative APNs
  • 004001616
  • 555784170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area

Exterior

Year BuiltBuilt 1978
Construction TypeWood
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number555784170
Street Address88 LAUREL AVE
CitySPRUCE PINE
StateNC
Zip28777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1100
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3056
Census Tract950400

Owner

Source: Mitchell County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address757 SLOOP POINTE LN, KURE BEACH, NC 28449-4910
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Deed Document Number2022000122
Deed Book / Page638 / 929
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJan 21, 2022
Property Address88 LAUREL AVE, SPRUCE PINE, NC 28777
Document Number000638/929
Book / Page638 / 929
Map ReferenceMB 1 PG 277
Instrument DateJan 21, 2022
Instrument2022000122
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address608 MAUNEY RD, 608, STANLEY, NC 28164-1325

Transferred To (Grantee/Buyer)

NameVerified Name
Address757 SLOOP POINTE LN, KURE BEACH, NC 28449-4910

Mortgage

Document Number2022000123
DateJan 21, 2022
Instrument2022000123
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,298.00 (+1.56%)$202,900 (-) Land $50,000 Building $152,900
2023$1,278.00$202,900 Land $50,000 Building $152,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLITTLE SWITZERLAND COMM ASSOC
private · serves 300 people · EPA ID NC0156105
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ave

Nearby Streets

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