124 Laurel Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 124 Laurel Ave, Spruce Pine, NC 28777 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1961
Square Footage	1,008 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$172,000 (2016)
Tax Bill	$1,037.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0880-20-81-0810`
Alternative APN	`555780645`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,008 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood Construction
Lot Area	6,098 sqft (0.14 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	555780645
Street Address	124 LAUREL AVE
City	SPRUCE PINE
State	NC
Zip	28777-2973
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAP 56 BL A LOT 1A
Legal Subdivision	THE ENGLISH WOODS SUBDIVISION
Legal Lot Number	1A
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	1
Census Block	1005
Census Tract	950400

Owner

Source: Mitchell County records · APN 0880-20-81-0810

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 LAUREL AVE, SPRUCE PINE, NC 28777-2973
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Book / Page	570 / 859
Last Transfer Date	Feb 14, 2025
Transfer Doc	000676/130
Record Refreshed	Jun 08, 2026

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 22, 2016
Property Address	124 LAUREL AVE, SPRUCE PINE, NC 28777-2973
Document Number	570/859
Book / Page	570 / 859
Instrument Date	Jul 22, 2016
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 LAUREL AVE, 124, SPRUCE PINE, NC 28777-2973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 LAUREL AVE, SPRUCE PINE, NC 28777-2973
Investor	Possibly a Property Investor

Mortgage

Document Number	000570/861
Date	Jul 22, 2016
Book Page	570/861

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00	$185,300 (-) Land $12,100 Building $173,200
2023	$1,037.00	$185,300 Land $12,100 Building $173,200	$185,300 Land $12,100 Building $173,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.