Mitchell County property record for 114 Laurel Ave, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,712 sqft · built 1944 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Feb 2021) |
| Tax Bill | $713 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-20-81-0859 |
| Primary APN | 0880-20-81-0859 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Construction Type | Wood |
| Lot Area | 12,632 sqft (0.289 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555783487 |
|---|---|
| Street Address | 114 LAUREL AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLOT; ADDED OFP 2000 CORRECTED |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950400 |
Source: Mitchell County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 LAUREL AVE, SPRUCE PINE, NC 28777-2973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 2021000412 |
| Deed Book / Page | 624 / 510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 114 LAUREL AVE, SPRUCE PINE, NC 28777-2973 |
| Document Number | 624/510 |
| Book / Page | 624 / 510 |
| Map Reference | MB 1 PG 54 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021000412 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6053 WILORA LAKE RD, 6053, CHARLOTTE, NC 28212-2833 |
| Name | Verified Name |
|---|---|
| Address | 114 LAUREL AVE, SPRUCE PINE, NC 28777-2973 |
| Document Number | 2021000413 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021000413 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 17, 2018 |
| Property Address | 114 LAUREL AVE, SPRUCE PINE, NC 28777-2973 |
| Document Number | 592/942 |
| Book / Page | 592 / 942 |
| Map Reference | MB1 PG26 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 2018001191 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 950 UPPER HANGING ROCK RD, 950, SPRUCE PINE, NC 28777-5366 |
| Name | Verified Name |
|---|---|
| Address | 114 LAUREL AVE, SPRUCE PINE, NC 28777-2973 |
| Document Number | 2018001192 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018001192 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Mitchell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $713.00 | $127,400 (-) Land $15,300 Building $112,100 |
| 2023 | $713.00 | $127,400 Land $15,300 Building $112,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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